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SAWGRASS MUTUAL INSURANCE COMPANY

Company Information

Company Demographic Information
Name of Company:
SAWGRASS MUTUAL INSURANCE COMPANY
Case Number:2018 CA 001810
Guaranty Association:
N/A
Type of Coverage:
Property and Casualty
State of Domicile:
Florida
Status of Receivership:
Closed
Important Receivership Dates
Date of Rehabilitation:
N/A
Date of Liquidation:
October 01, 2018
Policy Cancellation Date:December 28, 2018
Claims Filing Deadline:
August 05, 2022
Objection Deadline:
See Below
Date of Discharge:
December 29, 2022

Notice of Receivership
Effective October 1, 2018, Sawgrass Mutual Insurance Company ("Sawgrass") was ordered into receivership for purposes of liquidation by the Second Judicial Circuit Court in and for Leon County, Florida.  The Florida Department of Financial Services ("Department") is the court appointed Receiver.

Sawgrass was a homeowners insurance company located in Sunrise, Florida. Sawgrass was licensed in Florida in 2007 as a domestic insurer and commenced business in 2009.  Sawgrass had no active polices at liquidation.

All insurance policies issued by Sawgrass were cancelled on September 1, 2017.  Heritage Property & Casualty Insurance Company ("Heritage") provided replacement policies for Sawgrass policyholders.

POLICY INQUIRIES: Sawgrass had no active policies at liquidation. Heritage will respond to questions from policyholders at (855) 620-9978.

CLAIMS INQUIRIES:  Questions regarding the status of existing claims or to report a new claim related to a Sawgrass policy should be directed to Heritage at (855) 415-7120 Option 1. 

Information regarding the method for filing claims in the liquidation proceeding will be available on the Department's website at www.myfloridacfo.com/division/receiver. Under the liquidation order, the deadline for filing claims in the Sawgrass receivership is May 28, 2019.

NON-CLAIMS INQUIRIES:  If you have any non-claims related questions regarding the receivership, please contact the Department by email at Consumer.services@myfloridacfo.com or by calling (850) 413-3081 or toll free at 1-800-882-3054.  Additional information regarding the receivership process is available below.

Background information
Sawgrass Mutual Insurance Company (“Sawgrass”) was ordered into receivership for purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida effective October 1, 2018. The Florida Department of Financial Services is the court appointed Receiver of Sawgrass.

Sawgrass was a homeowners insurance company located in Sunrise, Florida. Sawgrass was licensed in Florida in 2007 as a domestic insurer and comme​nced business in 2009. Sawgrass had no active polices at liquidation.

​Transfer of Policies to Heritage Property & Casualty Insurance Company took place on 09/05/2017.  The Office of Insurance Regulation entered into a Consent Order September 1, 2017 with all parties, to transfer the policies of Sawgrass Mutual Insurance Company (Sawgrass) to Heritage Property & Casualty Insurance Company (Heritage).

Sawgrass’s policies will be canceled effective September 1, 2017, and replaced with short-term replacement policies providing the same coverage issued by Heritage, effective September 1, 2017. The unearned premium from the cancellation process will be provided to Heritage. Heritage will provide coverage for the unexpired portion of the Sawgrass policy. ​

Distribution
On December 28, 2022, the Department sent one bank wire transfer of distribution funds to the Florida Insurance Guaranty ​Association.  

The Department does not anticipate any further distributions.

Estate Closed

​The Department was discharged of all of its responsibilities in administering this estate and the estate was closed at 11:59 PM on December 29, 2022.​

Frequently Asked Questions

Is my insurance policy still in force?

​No. All insurance policies issued by Sawgrass were cancelled on September 1, 2017. Heritage Property & Casualty Insurance Company (“Heritage”) provided replacement policies for Sawgrass policyholders. Heritage will respond to questions from policyholders at (855) 620-9978.

How do I report a new claim related to a Sawgrass policy?

​Please report all new claims to Heritage at (855) 415-7120 Option 1.

If I have already filed a claim related to a Sawgrass insurance policy, will the Liquidation affect the status of my claim?
No. Any questions regarding the status of your claim should be directed to Heritage at (855) 415-7120 Option 1.

Who do I call for non-claims related questions?
​If you have any non-claims related questions regarding the receivership, please contact the Department of Financial Services at Consumer.Services@myfloridacfo.com or by calling (850) 413-3081 or toll free at 1-800-882-3054.

Claims Information

Notice To Potential Claimants - April 18, 2019

Proof-of-Claim forms were mailed April 18, 2019. The claim filing deadline was May 28, 2019. Please view the Proof-of-Claim insert for additional information related to the mailing.

Financial Statements

The following documents are provided as Adobe Acrobat PDF files and are best viewed using the free Adobe Acrobat reader software.

DateTitleSize
09/30/2022Financial Statement185K
06/30/2022Financial Statement180K
03/31/2022Financial Statement186K
12/31/2021Financial Statement184K
09/30/2021Financial Statement184K
06/30/2021Financial Statement185K
03/31/2021Financial Statement184K
12/31/2020Financial Statement524K
09/30/2020Financial Statement613K
06/30/2020Financial Statement199K
03/31/2020Financial Statement146K
12/31/2019Financial Statement179K
09/30/2019Financial Statement184K
06/30/2019Financial Statement1,181K
03/31/2019Financial Statement177K
12/31/2018Financial Statement154K