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Are You Disaster Ready?

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Plan Prepare Protect: Are You Disaster Ready?

Disasters are inevitable. Tropical storms and hurricanes are an inescapable part of life in Florida. While you can’t avoid disasters altogether, you can take steps to ensure you’re prepared to withstand the storm and recover as soon as possible.

ICA Carter’s Plan Prepare Protect: Are You Disaster Ready? initiative provides actionable steps to equip you for the impact a storm can have on you and your family’s life. Plan Prepare Protect is your preparedness portal for tips, statistics, pertinent updates and resources – all to help you successfully weather the storm.



Planning is the first step to being ready for a disaster. Have you reviewed your insurance policies yet? Explore our PLAN tips to ensure you have everything covered in your disaster planning.


Take steps now to ensure you are prepared for a disaster later. Take time now to create a home inventory and meet with your insurance agent to be ready in the case of a disaster. Learn more with our PREPARE tips!


Protect your home, personal information and rights. Review our PROTECT tips to learn what you can do to protect your property after a disaster and make sure you do not fall victim to disaster-related frauds and scams.

Mitigation: Decrease the Risk of Damage During a Storm

Make improvements to your home in advance to mitigate damages. Minor changes - shutters, roof attachments, etc. - you make to strengthen your home now may decrease the amount of hurricane damage later. 

Review a detailed list of mitigation options that can help strengthen your home and give you added protection against disasters on the Plan, Prepare, Protect: Mitigation Page


Since hurricanes can cause major damage because of storm surge, wind damage, and flooding, it is vital for Floridians to prepare early and stay vigilant throughout the entire season. Below are some key dates to help you PLAN, PREPARE and PROTECT!

AdobeStock_171904873 - Atlantic Hurricanes

Hurricane Season:  June 1 - November 30

2024 Disaster Preparedness Sales Tax Holidays

During the 2024 Florida Disaster Preparedness Sales Tax Holidays, you may purchase qualifying items related to disaster preparedness exempt from sales tax. This is the perfect time to stock up on items you may need to ensure you are prepared for a potential storm. 

For more information on qualifying items, review the Florida Department of Revenue's available resources:

This year, there will be two, separate, two-week holiday periods. The first began on Saturday, June 1, 2024, and ended on Friday, June 14, 2024. The second holiday period begins on Saturday, August 24, 2024, and ends on Friday, September 6, 2024.

Home Hardening Initiative

Home Hardening Initiative
July 1, 2022 - June 30, 2024

CFO Patronis' Home Hardening Initiative allows Floridians to purchase qualifying impact-resistant doors, impact-resistant garage doors, and impact-resistant windows for commercial or noncommercial use tax-free. The sales tax exemption period begins Friday, July 1, 2022 and extends through Sunday, June 30, 2024.

Florida Home Hardening Tax-Free Initiative

Disaster Preparedness Resources

Disaster Preparedness Resources

Disaster Preparedness Resource Library

View our Disaster Preparedness Resource Library for comprehensive disaster preparedness guides and toolkits to help you PLAN, PREPARE and PROTECT!



Remember, TODAY is the perfect time to review your disaster plan. Are you disaster ready?


Contact Your ICA

Tasha Carter

Florida's Insurance Consumer Advocate
Office of the Insurance Consumer Advocate
200 East Gaines Street, Tallahassee, FL 32399
Phone: (850) 413-5923

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