Florida’s Insurance Consumer Advocate (ICA) Tasha Carter and the American Property Casualty Insurance Association (APCIA) are working together to empower Floridians with the knowledge and resources to help prevent them from falling victim to contractor fraud and abuse, especially after a disaster.
While contractors play an
integral role in the building and repair process and most are legitimate, there
are others who are looking to take advantage of homeowners in vulnerable
situations after a disaster. Homeowners need to watch for red flags, such as
someone going door-to-door using high pressure sales tactics and demanding payment
According to the Coalition Against Insurance Fraud, approximately $308.6 billion is lost annually to insurance fraud. Insurance fraud tactics and schemes result in insurance companies paying higher negotiated settlements or paying additional costs to litigate these claims, which further burdens consumers in the form of increased insurance rates, lack of availability, and reduced coverage.
– Logan McFaddin with the American Property Casualty Insurance Association
- Florida's Insurance Consumer Advocate Tasha Carter
Since the launch in March 2021, ICA Tasha Carter's Demolish Contractor Fraud: Steps to Avoid Falling Victim program has educated thousands of Florida consumers on how to spot contractor fraud and protect themselves from falling victim.
The program includes:
The more knowledgeable you are as an insurance consumer, the less likely you are to fall victim to insurance fraud. As an educated and informed consumer, you can serve as your best advocate.