Commercial Insurance Coverage Disaster FAQs
Select the desired option below.
Will the debris removal coverage on a condo association's policy pay the cost to remove debris from their pool?
Is there wind coverage for the inventory of new/used vehicles located at a dealership? Also, if employee's vehicles are located on the lot during a windstorm are they covered by the dealerships policy?
We own a restaurant and lost all the food in our freezers due to a power outage from a storm. We were unable to open for three days but we paid our employees so they would not look for other work. Will business interruption coverage pay for my loss?
We evacuated by order of the governor because of a hurricane. We closed our hotel for the time we were required to close. At the last minute, the hurricane shifted and we were not affected. Will business interruption cover our loss?
Civil authorities closed the local hospital. Downed trees, located 2 streets over, caused a power outage. Fortunately, the hospital's generators were on long enough to evacuate all the patients. Is the hospital covered for loss of power?
Is business interruption coverage triggered when a business is not in an evacuation area, but is economically affected because their normal flow of customers has been removed?
Is business interruption coverage always provided under a business owners policy (BOP) and a commercial package policy (CPP)?