Our mission: Protecting the public and insurance industry by timely and accurately licensing competent individuals and entities and fairly investigating alleged violations of Florida’s insurance laws.
The Division of Insurance Agent and Agency Services is comprised of the Bureau of Licensing and the Bureau of Investigation. Activities of the Division are authorized in Chapters 624, 626, 627, 632, 634, 635, 641, 642 and 648, Florida Statutes, and Chapters 69B-124 through 69B-241, Florida Administrative Code.
The Bureau of Licensing administers the insurance laws, rules and regulations relating to license qualification, pre-licensing and continuing education. The Bureau of Licensing is responsible for the licensure and appointment of all agents, customer representatives, adjusters, reinsurance intermediaries, service representative, insurance agencies, certain field insurance representatives and insurance-related entities and firms authorized to transact insurance in Florida. The bureau has positions comprised of service consultants, support personnel and managers located in Tallahassee. The bureau is responsible for overseeing the examination process for insurance representative licensing and annually reviews the content of these examinations. Through execution of its programs, the bureau ensures that licensed insurance representatives are qualified and competent to engage in the business of insurance.
The Bureau of Investigation is statutorily responsible for the investigation of alleged violations of the Florida Insurance Code by licensed and unlicensed persons and entities. The bureau has positions comprised of investigators, support personnel and managers strategically located in Tallahassee and nine (9) regional field offices throughout the state. Complaints are received primarily from consumers, insurance companies, licensees and regulatory agencies. Following an investigation, the bureau prepares a report in which formal legal action may be recommended. Suspected criminal violations uncovered during the course of investigation are referred to the Department of Financial Services’ Division of Investigative and Forensic Services' Bureau of Insurance Fraud or other law enforcement agencies as appropriate. The bureau’s investigative files are considered confidential and remain exempt from Florida’s Public Records Law unless the department files a formal Administrative Complaint, Emergency Order, or other lawful order against the licensee.