Ongoing Financial Discussions

Every couple has a different approach to how fully they would like to integrate their finances. Here are a few of the decisions you are likely to face as a married couple:

• Important Documents
  Do you both have access to insurance policies, wills, tax forms, bank account numbers, investment specifics and other important documents and information?
• Current Debts and Assets
  How much do you currently owe and are you paying off your debt as quickly as possible?
  
• Budget
  Is your current budget working well for you, or are there areas in need of adjustment? If your spending doesn't match your priorities, fine-tune your budget to get the most out of your income.
• Goals
  Revisit the financial goals you made in the past. Are you moving toward them as quickly as you'd like? Do you have any new goals to discuss with your partner?
• Financial Vulnerability
  Find the weak links in your financial armor. Do you have too much debt? Is your income secure? Do you have insufficient income to cover your spending? Identifying your financial weaknesses is the first step to strengthening your financial picture overall.
• Responsibilities
  Is your division of financial responsibilities working for both of you? If not, what can you change to ensure both partners are happy?