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Credit Bureau Contact Information

To place a fraud alert:

Equifax
www.equifax.com/personal/credit-report-services/
1-800-685-1111

Experian
www.experian.com/help/
1-888-397-3742

TransUnion
www.TransUnion.com/credit-help
1-800-680-7289


To place a security freeze:

Equifax
www.equifax.com/personal/credit-report-services/
1-800-685-1111

Experian
www.experian.com/help/
1-888-397-3742

TransUnion
www.TransUnion.com/credit-help
1-888-909-8872

Protect Yourself Against Identity Theft

There are some simple steps you can take to reduce or minimize the risk of becoming a victim of identity theft.

Practice Safe Internet Use

Delete spam emails that ask for personal information, and keep your anti-virus and anti-spyware software up-to-date. Shop online only with secure web pages (check the bottom of your browser for an image of a lock or look for "https" in the address bar). Never send credit card numbers, social security numbers and other personal information via email.

Destroy Private Records

Tear up or shred credit card statements; ATM, credit, or debit card receipts; bank deposit receipts; loan solicitations; and other documents that contain private financial information.

Secure Your Mail

Empty your mailbox quickly and get a mailbox lock. When mailing bill payments and checks, consider dropping them off at the post office or a secure mailbox.

Be Careful With Your Social Security Number

Your social security number is a major target for identity thieves because it can give them access to your credit report and bank accounts. Never carry your card with you. Instead, memorize your number and keep the card in a secure place at home or in a safe deposit box. Never write or print your social security number on checks.

Check Your Credit Report

At least once a year, obtain and review your credit report for suspicious activity. You can request a free copy of your report at www.annualcreditreport.com or by contacting any one of the three major credit reporting agencies.

Beware of Scams

Always be on the defensive with your private information. Never give out personal information to telemarketers or respond to emails from someone claiming to represent your bank, credit card issuer, a government agency, a charity, or other organization. If you think the request is legitimate, contact the company directly to confirm their claims.

Consider A Security Freeze

A security freeze on your credit report prevents third parties from receiving a copy of your credit report without your approval. The Fair Credit Reporting Act allows you to place a security freeze on your credit report free of charge. You will need to request the security freeze with each of the three credit bureaus online, by phone or by mail. You will not be able to open new lines of credit if a security freeze is in place. A security freeze can be temporarily lifted for a period of time or removed. To request a temporary lift or to remove a security freeze, you will have to contact each of the three credit bureaus. If you request a temporary lift online or by phone, a credit bureau must lift a freeze within one hour. By mail it may take up to three business days after receiving your request. This is the most secure way to protect your credit. NOTE: After receiving your freeze request, each bureau will provide a unique personal identification number (PIN) or password that you will need to lift the freeze by phone or mail. Keep this PIN in a safe place.

Visit IdentityTheft.gov for a complete list of steps to take when identity theft occurs.