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Miami Woman Facing Over 300 Felony Charges Stole Identitieswith Co-Conspirator to Conduct $200,000 in Illegal InsuranceTransactions

9/4/2015

Contact: Ashley Carr
(850) 413-2842

MIAMI, Fla. - The Florida Department of Financial Services’ Division of Insurance Fraud (DIF) today announced the arrests of Miami residents Alina Del Prado, 60, and Karla Patricia Figueroa, 40, for deceptively using unsuspecting licensed insurance representatives’ licenses to defraud Florida consumers and illegally conducting more than $200,000 in insurance transactions while operating Quality Insurance Agency (Quality) in Hialeah, FL.

Beginning in January 2014, an investigation conducted by DIF, in conjunction with the Department’s Division of Insurance Agent and Agency Services (A&A), alleged that Alina Del Prado submitted an insurance agency license application for Quality using a licensed agent’s name and license number unbeknownst to the agent. A&A conducted an inspection of the agency, which discovered that Del Prado, unlicensed at the time, was using the agent’s name and license number to fraudulently transact insurance business in numerous instances.

The investigation also showed that Del Prado had hired Karla Figueroa and that Figueroa had illegally sold automobile insurance policies as an unlicensed customer representative. Figueroa, continuing the fraudulent pattern, also utilized an unsuspecting representative’s name and license number to illegally obtain automobile insurance policies.

Investigators located the unsuspecting insurance agent and representative whose information was used and they confirmed that they did not authorize Del Prado, nor Figueroa, to use their identification nor professional license, and that the signatures used on the fraudulently obtained policies were not their own. Records indicated that Del Prado was the owner and in charge of Quality’s day-to-day operations.

Alina Del Prado and Karla Patricia Figueroa were booked into Turner Guilford Knight Correctional Facility with a combined bond in excess of $1 million. Del Prado is still being held and faces over 300 felony charges including Money Laundering, Identity Fraud, Grand Theft, Transacting Insurance without an Insurance License, and Scheme to Defraud. Figueroa faces charges including Identity Fraud, Transacting without an Insurance License, and Scheme to Defraud charges. This case will be prosecuted by the office of Miami-Dade County State Attorney Katherine Fernandez Rundle.

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Chief Financial Officer Jeff Atwater, a statewide elected official, oversees the Department of Financial Services. CFO Atwater’s priorities include fighting financial fraud, abuse and waste in government, reducing government spending and regulatory burdens that chase away businesses, and providing transparency and accountability in spending. Follow the activities of the Department on Facebook (FLDFS) and Twitter (@FLDFS).