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CFO Atwater Announces Conviction of Tampa-Area Senior Scammer Following Department Sting Operation


TALLAHASSEE – Florida Chief Financial Officer Jeff Atwater announced today the conviction of Randolph Kahl-Winter, a previously convicted senior scammer, who will finally have to serve time behind bars. The conviction stems from a Department of Financial Services Division of Insurance Fraud sting operation in December 2009.  A vigilant Tampa-area senior tipped off fraud investigators and participated in the sting.
“This unscrupulous scammer met his match when he tried to prey on a well-informed senior who tipped off our fraud investigators,” said CFO Atwater.  “This conviction sends a strong message to scammers who may try to mislead or defraud seniors out of their hard-earned savings.”
After suspecting annuity fraud, the senior informed fraud investigators that Kahl-Winter had misrepresented an annuity she purchased.  Investigators staged a meeting with the senior to discuss the purchase of another annuity. Kahl-Winter met with the victim and had her sign the necessary paperwork to purchase an annuity. When Kahl-Winter left the site, fraud investigators immediately arrested him. His latest conviction sentences him to a five-year prison term followed by eight years of felony probation.
Kahl-Winter was convicted last year of making insurance transactions without a license and sentenced to two years community control followed by 30 months of felony probation, in addition to fines and costs.  His insurance license was revoked by the Division of Agent and Agency Services in October 2009.  Due to the passage of HB 1087 championed by CFO Atwater this past legislative session, he will be permanently barred from applying for any license issued by the department.
The Division of Consumer Services along with the Division of Insurance Fraud played an integral part in cases against Kahl-Winter, as Consumer Services had multiple consumer complaints against him through 2010.
Kahl-Winter was previously arrested for grand theft and insurance fraud by the Division of Insurance Fraud in March 2009.  He was convicted and sentenced to 10 years probation. 
To learn more about CFO Atwater’s Safeguard Our Seniors initiative or what to consider when purchasing annuities, visit  Floridians who believe they may have been the victim of financial fraud should call (850) 413-3089 or toll-free at 1-877-My-FL-CFO (1-877-693-5236), or visit to file a complaint.
Chief Financial Officer Jeff Atwater, a statewide elected official and officer of the Florida Cabinet, oversees the Department of Financial Services.  CFO Atwater’s priorities include fighting financial fraud, abuse and waste in government, reducing government spending and regulatory burdens that chase away businesses, and providing transparency and accountability in spending.