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Gallagher Urges Floridians to Check out a Used Car’s History before Buying


Tami Torres or Bob Lotane 
(850) 413-2842

Scam Artists May Try To Sell Flood-Damaged Cars in Florida

TALLAHASSEE – Tom Gallagher, Florida's chief financial officer, today cautioned Florida's consumers and auto dealers to beware of buying used vehicles that may have originated from areas flooded by Hurricane Katrina, and potentially Hurricane Rita.  Officials estimate that 350,000 vehicles were flooded in New Orleans alone from Hurricane Katrina, and up to 500,000 vehicles could have sustained flood damage throughout Louisiana, Mississippi and Alabama from this storm.  Many of these vehicles are shipped to other states, including Florida, through car wholesalers.
"While most states, like Florida, require vehicle titles to bear brands of ‘flood vehicle' and ‘salvage/rebuilt,' some wholesalers may intentionally transfer titles to avoid branding since it diminishes a vehicle's value," said Gallagher.  "The unsuspecting consumer doesn't know whether the vehicle has been totaled or even adequately repaired, potentially putting loved ones in danger." 
The Florida Department of Financial Services has partnered with to give consumers and auto dealers the ability to check vehicle identification numbers (VIN) of cars previously registered in FEMA-declared flood-disaster areas.   The Car Check: Check out a Vehicle's History link is now available at  The search is available to Floridians at no charge. The VIN number is found on the inside of the driver's door or on the lower left corner on the inside of the windshield.
Gallagher said that the Florida Department of Highway Safety and Motor Vehicles will also be unveiling a system to allow Floridians to verify if a used car was deemed totaled by hurricane flooding.  That service is expected to go online in the coming weeks and will also be available through  
Gallagher oversees the Department of Financial Services which investigates and prosecutes insurance fraud.  Insurance fraud can be reported to the Division of Insurance Fraud by calling 1-800-378-0445.
As a statewide elected officer of the Florida Cabinet, Chief Financial Officer Tom Gallagher oversees the Department of Financial Services, a multi-division state agency responsible for management of state funds and unclaimed property, assisting consumers who request information and help related to financial services, and investigating financial fraud. Gallagher also serves as the State Fire Marshal.