Division Director

Toma Wilkerson

Division of Rehabilitation and Liquidation
325 John Knox Road
Atrium Building, Suite 101
Tallahassee, FL 32303

Company Information
Vanguard Fire and Casualty Company

Company Demographic Information
Name of Company:
Case Number:2007 CA 186
Guaranty Association:
Florida Insurance Guaranty Association(FIGA)
Type of Coverage:
Property and Casualty
State of Domicile:
Status of Receivership:
Important Receivership Dates
Date of Rehabilitation:
January 19, 2007
Date of Liquidation:
March 26, 2007
Policy Cancellation Date:April 25, 2007
Claims Filing Deadline:
June 30, 2008
Objection Deadline:
May 05, 2015
Date of Discharge:
March 31, 2017

Notice of Receivership

​Effective 12:01 a.m. March 26, 2007, Vanguard Fire & Casualty Company ("Vanguard") was ordered into receivership for purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida ("Court"). The Florida Department of Financial Services is the court appointed Receiver of Vanguard. The company previously consented to receivership for purposes of rehabilitation on January 19, 2007. Although the Receiver attempted to rehabilitate the company, it was not possible to resolve the financial difficulties of the company. The Receiver petitioned the Court for a liquidation order to best protect the interests of Vanguard’s policyholders and claimants.

Claim Evaluation and Distributions

​On July 11, 2012, the First Interim Claims Report was filed with the Court in the estate of Vanguard Fire & Casualty Company (Vanguard). On July 12, 2012, the Court issued an order approving the report. The First Interim Claims Report addresses all filed claims. Only claims in Classes 1, 2 and 3 were evaluated due to limited assets in the estate. The Receiver does not anticipate a distribution to any claimants beyond Class 3. On August 17, 2012, Notices of Determination ("Notices") were mailed to the 50,183 claimants that filed a claim in the estate. The Notice informed them of the Receiver's recommendations concerning the classification and amount of their claim, along with instructions on how to proceed if a claimant objected to the recommendations. Objections are required to be filed by the claimant, in writing, with both the Court and the Receiver and postmarked by October 8, 2012. Objections filed after that date will not be considered.

Claims Distribution Made

​On September 28, 2016, 44,164 Vanguard distribution checks were mailed to claimants. This represented a pro-rata distribution of 100% to Class 1 & 2 (loss) claimants and 35.2060% to Class 3 (return premium) claimants. No further distributions are anticipated.

Estate Discharged

​On March 2, 2017, the Second Judicial Circuit Court in Leon County, Florida entered an Order discharging the Department from any and all duties, obligations, and liabilities in the administration of the Vanguard estate as of 11:59 P.M. on March 31, 2017.


Pursuant to the court orders, all undelivered or uncashed distribution checks will be sent to the Department of Financial Services, Division of Unclaimed Property. The Division of Unclaimed Property may be reached at: 

Phone: (850) 410-9253 Toll Free: 1-888-258-2253 (Florida only)
Florida Department of Financial Services
Division of Unclaimed Property
P.O. Box 1910
Tallahassee, FL 32301-1910