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Division Director

Toma Wilkerson

Assistant Division Director

Mary Linzee Branham

Division of Rehabilitation and Liquidation
Alexander Building
2020 Capital Circle SE
Suite 310
Tallahassee, FL 32301

Company Information
Sensible Home Warranty, LLC

Name of Company: Sensible Home Warranty, LLC
case number: 2015-273
Date of Liquidation: February 19, 2015
Policy Cancellation Date: February 19, 2015
Claims Filing Deadline: August 19, 2015
date of discharge: June 30, 2016
Guaranty Association: None
Type of Coverage: Warranties
State of Domicile: Nevada
Status of Receivership: Liquidation

Notice of Receivership

On February 19, 2015, Sensible Home Warranty, LLC (“SHW”) was ordered into ancillary receivership for purposes of liquidation by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial Services is the court appointed Ancillary Receiver of SHW.

Background Information

SHW is a Nevada domiciled warranty company. SHW’s primary place of business was in Brooklyn, NY. SHW apparently closed its NY offices and, as of May 2014, had a notice posted on its website that it had “shuttered its operations.” The company failed to file its 2013 Annual Statement and was ordered by the Florida Office of Insurance Regulation (“OIR”) to cease writing new business in Florida on March 11, 2014. As of June 1, 2014, SHW’s license to offer home warranty contracts in Florida expired.

On September 24, 2014, the Department of Insurance in Nevada issued an order setting liquidation procedures.

Available records indicate that approximately 383 Florida consumers had open policies with SHW with unrefunded premiums at the time the company “shuttered its operations.” The deadline for filing claims in the SHW Ancillary Receivership was 12:01 a.m. on August 19, 2015.


Claims Distribution Made:

On April 12, 2016, 196 Sensible Home Warranty distribution checks were mailed to claimants. This represented a pro-rata distribution of 15.339% to Class 2 (loss) claimants.  Claimants had 45 days in which to cash their checks.

Pursuant to the court orders, all undelivered distributions will be sent to the Department of Financial Services, Bureau of Unclaimed Property. The Bureau of Unclaimed Property may be reached at:

Phone: (850) 410-9253 Toll Free: 1-888-258-2253 (Florida only)
Florida Department of Financial Services
Bureau of Unclaimed Property
P.O. Box 1910
Tallahassee, FL 32301-1910

Estate Closed:

The Ancillary Receiver was discharged from any and all duites, obligations, and liabilities in the administration of the Sensible Home Warranty receivership at 11:59 PM on June 30, 2016. a copy of the court order can be found here.