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Insurance Consumer Advocate

Sha'Ron James

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Don't fall for the 'insurance scam' charade | Letters


Date: January 09, 2018
Source: Sun Sentinel
Author:  Lawrence Kopelman


Once again members of the American Consumer Institute bemoan assignment of benefits. Not once do they pretend to acknowledge that assignments of benefit laws and one way attorney fee statutes were enacted to level the playing field and give consumers a remote chance against a powerful industry that seeks to charge high premiums and deny legitimate claims.

If insurance companies did the right thing in the claims-handling process, these issues would be moot. Insurance companies like Universal Property and Casualty, the state's largest property insurer, engage in tactics such as sending checks to insureds which include a statement that an endorsement constitutes a full release. If additional costs come up during repairs, they attempt to use the endorsement as an illegal bar for additional payment.

Without assignments of benefits and one way fee statutes, these abuses would go unchecked. Don't fall for this charade.