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Bureau of Insurance Fraud



DFS DIF West Central Region

The West Central Region is responsible for the enforcement of insurance related crimes committed in Desoto, Hardee, Hernando, Highlands, Hillsborough, Manatee, Pasco, Pinellas, Polk, and Sarasota Counties. The region is divided into an auto fraud squad and two general fraud squads, directed by one captain and three lieutenants.

District I Major - Michael Byrne

Major Byrne is originally from Syracuse, New York where he lived with his wife and three children. Byrne attended Central Missouri University and received a Bachelor of Science degree in Police Science. Captain Byrne served in the U.S. Army from 1971 through 1973, assigned to the Military Police and obtained the rank of Specialist 4. In 1973 Byrne was employed as a police officer with the Hillside Police Department, Hillside, New Jersey. In 1974 Byrne joined the New York State Police where he worked uniform road patrol for eight years and later promoted to sergeant and assigned to the bureau of criminal Investigations. Byrne worked as an assistant unit coordinator and unit coordinator prior to retirement in 1994. From1994 through 2003 Byrne was employed with Royal Sunalliance Insurance Company as a Senior Special Investigator.

Byrne joined the Department of Financial Services, Division of Insurance Fraud on November 17, 2003. Byrne worked in the St. Petersburg Office until September of 2006 when he was promoted to Lieutenant and assigned to the Tampa Office. Byrne was promoted to captain in August of 2008 then to major in 2014 supervising District I.

Vacant Captain - west central Regional Commander

Lieutenant Carlos Rosario - Tampa, Auto Fraud

Lt. Carlos Rosario was born and raised in the Bronx, New York City, and attended school in the Bronx and Manhattan. After serving in the Army, Lt. Rosario joined the New York City Police Department in 1981. He was assigned to various positions in the NYPD including, uniform Patrol in the Bronx, plain clothes anti crime squad, Applicant Investigation Unit in Queens and Internal Affairs. He retired from NYPD one year after 9-11 with twenty-two and half years with the department.

After moving to Florida, he joined the Department of Financial Services in May of 2003, where he was assigned as a detective to conduct various types of insurance fraud investigations; eventually specializing in PIP Fraud.

In October 2006 he was promoted to Lead Detective and in February 2010, was promoted to his current position as Lieutenant of the Tampa Auto Fraud Squad.

LIEUTENANT jada roberson - Tampa, General Fraud

Jada Robinson has over 9 years of sworn law enforcement experience in Florida. She started her career with the Florida Supreme Court before joining the Florida A&M Iniversity Police Department, where she worked patrol. She holds an Associated of Science degree in Criminal Justice and is currently pursuing a Bachelor's degree.

Jada started with the Division in August of 2011 as a Detective, investigating workers' compensation fraud. She is a certified CPR instructor, a certified First Aid Instructor and a member of the Emergency Response Team (ERT).

Lieutenant Carl Reschke - St. Petersburg, general fraud

Lt. Reschke has over 36 years of law enforcement experience. He worked with the Onodaga County Sheriff's Department as a road deputy and then detective. He was also previously employed by AMRIC Associates, where he conducted investigations, located and interviewed witnesses and utilized surveillance techniques for numerous insurance companies.

In 2006, Carl came on-board with the Department of Financial Services as a Detective. He was named Lead Detective for the St. Petersburg Squad in 2010 and was promoted to Lieutenant in February, 2016.

Lt. Reschke holds an AAS degree in Criminal Justice from Onodaga Community College.