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Bureau of Insurance Fraud



DFS DIF West Central Region


District I Major - Michael Byrne

Major Byrne is originally from Syracuse, New York where he lived with his wife and three children. Byrne attended Central Missouri University and received a Bachelor of Science degree in Police Science. Captain Byrne served in the U.S. Army from 1971 through 1973, assigned to the Military Police and obtained the rank of Specialist 4. In 1973 Byrne was employed as a police officer with the Hillside Police Department, Hillside, New Jersey. In 1974 Byrne joined the New York State Police where he worked uniform road patrol for eight years and later promoted to sergeant and assigned to the bureau of criminal Investigations. Byrne worked as an assistant unit coordinator and unit coordinator prior to retirement in 1994. From1994 through 2003 Byrne was employed with Royal Sunalliance Insurance Company as a Senior Special Investigator.

Byrne joined the Department of Financial Services, Division of Insurance Fraud on November 17, 2003. Byrne worked in the St. Petersburg Office until September of 2006 when he was promoted to Lieutenant and assigned to the Tampa Office. Byrne was promoted to captain in August of 2008 then to major in 2014 supervising District I.


Captain Darrell Wilson - Regional Commander

Lieutenant Wilson began his law enforcement career in 1990 with the Polk County Sheriff's Office as a detention deputy.

In 1993, Wilson was hired by the Plant City Police Department where he worked for 16 years. During his tenure there, Wilson worked in a variety of investigative assignments to include uniform patrol, community oriented policing unit and the street crimes unit. In 1997, Wilson was promoted to the rank of sergeant where he supervised a uniform patrol squad and the street crimes unit. During his tenure, his street crimes squad was responsible for investigating complex drug and vice investigations resulting in many arrests and convictions.

In 2002, Wilson was appointed to the rank of captain where he was assigned to manage the criminal investigation unit. During the assignment, Wilson was responsible for all investigations conducted by the police department from theft to homicide as well as drug and gang suppression. In 2005, Wilson was transferred to the Administrative Services Division where he performed a variety of duties to include management of evidence/property sections, police records section, information technology section, the emergency communications center and the department’s fleet management system.

In 2010, Wilson joined the Department as an investigator assigned to the Tampa PIP squad responsible for investigating fraudulent PIP related complaints within a seven county area. In 2011, Wilson was promoted to lieutenant. In 2012, he was assigned to supervise the St. Petersburg Field Office.

In May, 2015, Wilson was promoted to the Captain's position over the West Central Region.

Wilson holds a Bachelor’s Degree in Organization Management and a Master’s of Science Degree in Management. He enjoys spending quality time with his family, is an active member of Plant City Masonic Lodge #206 F. & A. M. P.H.A.


Lieutenant Carlos Rosario - Tampa Auto Fraud

Lt. Carlos Rosario was born and raised in the Bronx, New York City, and attended school in the Bronx and Manhattan. After serving in the Army, Lt. Rosario joined the New York City Police Department in 1981. He was assigned to various positions in the NYPD including, uniform Patrol in the Bronx, plain clothes anti crime squad, Applicant Investigation Unit in Queens and Internal Affairs. He retired from NYPD one year after 9-11 with twenty-two and half years with the department.

After moving to Florida, he joined the Department of Financial Services in May of 2003, where he was assigned as a detective to conduct various types of insurance fraud investigations; eventually specializing in PIP Fraud.

In October 2006 he was promoted to Lead Detective and in February 2010, was promoted to his current position as Lieutenant of the Tampa Auto Fraud Squad.


Lieutenant Dwight Murphy, Tampa General Fraud

Lt. Murphy is a career law enforcement veteran with over 30 years of experience. Prior to joining the Division of Insurance Fraud, Dwight began his career with the Fremont Police Department in Nebraska which then led him to Steamboat Springs, Colorado. While serving in Colorado, Dwight was the Task Force Commander for the Grand, Routt, and Moffat Counties- Drug Enforcement Administration Task Force. Dwight also balanced his career in Colorado with being the County Coroner for Routt County. Beginning in 2004, Dwight completed just over two years in Iraq, with one year as the Deputy Commander over Special Operations in Baghdad.

Dwight began his career with the Division of Insurance Fraud in 2008, working in the Jacksonville Office and during that time was assigned to the Federal Bureau of Investigations assigned to Health Care and Mortgage Fraud. Dwight was also the Lead Detective for the Auto Fraud Squad in Jacksonville. During 2013, Dwight received two United States Attorney’s Office-Law Enforcement Officer of the year awards, the Florida Insurance Fraud Education Committee Law Enforcement Officer of the year award, the International Association of Special Investigative Units Public Service award, the Florida Agency for Health Care Administration Fraud Fighter award, and was recognized by Florida Cabinet Resolution. Dwight moved to the Tampa area in 2014 and took a position with the National Insurance Crime Bureau as a Special Agent prior to returning to the Division of Insurance Fraud. Beginning in November of 2015, Dwight was hired as a Lieutenant for the General Fraud Squad in Tampa.

Lt. Murphy has a Bachelor of Arts in Public Administration from Flagler College in Saint Augustine, FL.

Lieutenant Carl Reschke- St. Petersburg Field Office

Lt. Reschke has over 36 years of law enforcement experience. He worked with the Onodaga County Sheriff's Department as a road deputy and then detective. He was also previously employed by AMRIC Associates, where he conducted investigations, located and interviewed witnesses and utilized surveillance techniques for numerous insurance companies.

In 2006, Carl came on-board with the Department of Financial Services as a Detective. He was named Lead Detective for the St. Petersburg Squad in 2010 and was promoted to Lieutenant in February, 2016.

Lt. Reschke holds an AAS degree in Criminal Justice from Onodaga Community College.