TYPE AND CLASSES:
20-44 Resident Personal Lines
Common Use(s) of License:
A "PERSONAL LINES AGENT" is defined as a general lines agent who is limited to transacting business related to property and casualty insurance sold to individuals and families for noncommercial purposes.
STEPS TO OBTAIN 20-44 RESIDENT PERSONAL LINES LICENSE:
Step 1 - You must:
- Be a natural person at least 18 years of age.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien who possesses a work authorization
from the United States Immigration and Naturalization Services. [Click
here for more information]
- Not hold a resident license in another state.
Step 2 - Must have the following prerequisite(s) before applying:
- Successfully completed an insurance course of a minimum of 60 hours approved by the Department covering property, casualty, and inland marine insurance. [Click here
to find a course] [Requires State Examination]
F.A.C. rule 69B-227.260, Study
Manuals are required for all attendees of a pre-licensing course.
- Completed at least six months within the last four (4) years of responsible insurance duties as a
licensed and appointed Customer Representative (4-40), Limited Customer Representative (4-42), or Service Representative (0-55) in property and casualty insurance sold to individuals and families for noncommercial purposes.[Requires State Examination]
- Completed at least six months of responsible insurance duties as a substantially full-time employee in property and casualty insurance sold to individuals and families for noncommercial purposes. [Requires State Examination]
- Earned a degree which includes at least 9 credit hours of insurance instruction
with specific instruction in property, casualty, and inland marine insurance from an accredited college or university [an
official transcript required]. [Exempt from State Examination]
- Become a resident of Florida, held a valid resident license with the equivalent
line of authority for at least one (1) continuous year prior to applying for a license in Florida, and submit the application for the Florida property and casualty license within 90 days of becoming a resident of Florida. [Transfer
of License]. [Exempt from State Examination]
- Have an original letter from the American Institute for Chartered Property Casualty Underwriters certifying you hold the Chartered Property Casualty Underwriters (CPCU)
designation. [Exempt from State Examination]
Step 3 - Apply:
Step 4 - Send prerequisite(s) to department:
- Send proof of prerequisite, as indicated in Step 2, to the Bureau.
Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 21 days of your passing date. This applies to some designation courses. If you have completed a designation course, you may contact your provider to confirm.
Step 5 - Fingerprints:
Step 6 - Examination:
Disregard this step if you are not required to take
an exam or you passed the exam within one year prior to applying for the license.
- Upon approval, an e-mail will be sent to you directing you to check your
messages in your MyProfile account. Messages are where you may print your
notifications from the department, such as an authorization for an examination.
Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]
Note: If you are required to take an examination, you will not be qualified for a license until the department has received a passing result from the testing vendor.
Step 7 - Status notification(s):
- Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under
the pending license type.
- Once all the above steps have been satisfied, the department will send your
approval by email. You may then go to your MyProfile account and
click the “Wallet” and/or “Letter” hyperlink(s), under the “Print Licenses” section, to generate a copy of your license for printing.
This license can not be held with the following licenses:
- 0-55 SERVICE REPRESENTATIVE
- 0-93 LIFE (FOREIGN/MILITARY)
- 2-33 INDUSTRIAL FIRE OR BURGLARY
- 4-42 LIMITED CUST REPRESENTATIVE
- T02-20 RESIDENT GENERAL LINES (PROP & CAS)
- T02-33 INDUSTRIAL FIRE OR BURGLARY
- Continuing Education (CE) Requirement: 24 hours due bi-annually by end of licensee's birth month. When the CE
requirement has been generated, the requirement can be viewed in licensee's MyProfile account. Section 626.2815, Florida Statutes. Note: Additional information can be found on our Continuing Education
- Appointment of License: This license requires an appointment to be valid. Section 626.112(4), Florida Statutes. This license will expire if unappointed for 48 months. Section 626.431(3), Florida Statutes.
- Third party access must be authorized by the licensee through MyProfile in order for the third party to manage the licensing submissions and changes on behalf of the licensee. NOTE: Third party access will not permit the third party to receive criminal history information through deficiency requests or otherwise, unless provided by the applicant in writing.
- Related Florida Statutes: 626.015, 626.732