RESIDENT SURPLUS LINES LICENSE
TYPE AND CLASS:
1-20 Resident Surplus Lines
Common Use(s) of License:
An individual licensed to handle placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent.
STEPS TO OBTAIN 1-20 RESIDENT SURPLUS LINES LICENSE:
Step 1 - You must be:
- A natural person at least 18 years of age.
- A resident of the state of Florida.
- A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]
- Not hold a resident license in another state.
- Be licensed as a Florida resident general lines insurance agent (2-20).
Step 2 - Must have the following prerequisite(s) before applying:
- Successfully completed a 60-hour approved insurance course in surplus and
excess lines insurance. Must be completed within four years of application date. [Click
here to find a course] [Requires State Examination]
OR - Completed at least one (1) years of responsible insurance duties as a full-time
bona fide employee of a licensed surplus lines insurance agent. [Click here to print the
Qualification and Verification of Experience Form] [Requires State
Examination]
OR - Become a resident of Florida, held a valid resident license in a reciprocal state with the equivalent
line of authority for at least one (1) continuous year prior to applying for a license in Florida, and submit the application for the Florida surplus lines license within 90 days of becoming a resident of Florida. [Transfer
of License] [Click here to view the surplus lines reciprocity webpage]
NOTE: Surplus lines agents transferring to Florida from a non-reciprocal state will be required to complete the 60 hour course outlined in the first bullet above or have proper experience outlined in the second bullet above AND take and pass the Florida surplus lines examination. [Transfer of License] [Click here to view the surplus lines reciprocity webpage] [Requires State Examination]
Step 3 - Apply:
- Answer all of the questions and pay the fees to complete online application.
[Click here to review fees]
[Click here to apply]
[Fingerprinting fees are not included and must be paid directly to vendor]
Step 4 - Send prerequisite(s) to department:
- Send proof of prerequisite, as indicated in Step 2, to the Bureau.
Email to: AgentLicensing@MyFloridaCFO.com
Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 20 days of your passing date. This does not include designations.
Step 5 - Fingerprints:
- You must be fingerprinted. [Click here and follow the instructions]
Step 6 - Examination:
Disregard this step if you are not required to take an exam or you passed the exam within one year prior to applying for the license.
- Upon approval, an email will be sent to you directing you to check your
messages in your MyProfile account. Messages are where you may view your
notifications from the department, such as an authorization for an examination.
Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]
Note: If you are required to take an examination, you will not be qualified for a license until the department has received a passing result from the testing vendor.
Step 7 - Status notification(s):
- Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.
- Once all the above steps have been satisfied, the department will send your
approval by email. You may then go to your MyProfile account and
click the “Wallet” and/or “Letter” hyperlink(s), under the “Print Licenses” section, to generate a copy of your license for printing.
Special Note:
- Surplus lines agents must appoint themselves after getting licensed. To do this:
- Log in to your MyProfile account.
- Select the "Access eAppoint" link on the right.
- If you have never used eAppoint, you must first register and will need to select "Register to become an appointing entity".
- Once you have completed step #2 or #3 above, you will be able to select "New Appointment" in the eAppoint Workbench. Once "New Appointment" has been selected, follow the on screen instructions and pay the $150 appointment fee to complete your self-appointment. Note: This appointment will need to be renewed during your birth month 2 years after the initial appointment effective date, and every 24 months after, to maintain this license.
- FSLSO MEMBERSHIP:
Any individual, licensed as a surplus lines agent under s. 626.927 and 626.9272, Florida Statutes, shall be deemed a member of the Florida Surplus Lines Service Office (FSLSO), a not-for-profit, self-regulating association. Upon receiving your Florida Surplus Lines Agent License, you will need to complete a New Agent Membership form by visiting: https://slip.fslso.com and selecting "Register". More information can be found by clicking here. - Third party access must be authorized by the licensee through MyProfile in order for the third party to manage the licensing submissions and changes on behalf of the licensee. NOTE: Third party access will not permit the third party to receive criminal history information through deficiency requests or otherwise, unless provided by the applicant in writing.
- Related Florida Statutes: 626.015, 626.927, 626.901-626.939
