REPAIRS: You are required by your insurance contract to make temporary repairs to prevent further damage to your property. Before making any permanent repairs, contact your insurance agent or insurance company to discuss the repair process and take any pictures of the damage necessary to document your claim.
If your home or property recently suffered water or tree damage, and a repair person claims they can repair the damage or remove the downed limbs, make sure they are licensed and insured. A list of licensed contractors can be found at www.myfloridalicense.com/dbpr/ or by calling the Florida Department of Business and Professional Regulation at (850) 487-1395. Obtain multiple estimates, check references and give final payment after the work is finished. Always read contracts in full, including the fine print, before signing.