Insurance Insights header
Volume 5, No. 2 - February 2016

Education Central

- Things to know about your continuing education

Roll Over, CE!

You have just completed a 24-hour continuing education course.  Excited, you look at your continuing education (CE) transcript knowing you have accomplished your requirements for this cycle.  You see 19 hours applied to your elective credit requirement, 5 hours are missing.  What happened to the missing credits? 

Continuing education credits will roll over one CE compliance cycle.  Rolled over credits are applied to the elective category. 

This means the remaining 5 credits will roll over to the next compliance cycle. 

What if you complete two (2) 24 hour continuing education courses within one compliance cycle?  How many credits can be rolled over?

You can carryover the number of elective credits you are required to complete within a compliance cycle.  If the elective credits are fulfilled during the next compliance cycle, any remaining CE credits are lost.

For example: 

You are required to complete 19 elective credit hours during the 2013, 2015 and 2017 CE compliance cycles.  During the 2013 CE compliance cycle, you completed 48 hours of elective credit hours.  The hours will be applied as follows:

2013 CE Compliance Cycle

Elective requirement – 19 Hours Applied

2015 CE Compliance Cycle

Elective requirement – 19 Hours Applied

2017 CE Compliance Cycle

Elective requirement – 0 Hours Applied

*The remaining 10 hours were not applied towards a CE compliance cycle.  You would be required to complete 19 hours of CE electives to fulfill the 2017 CE compliance cycle.

Log in to your MyProfile account (https://dice.fldfs.com/public/pb_index.aspx) to monitor your CE transcript and records.

Test Your Knowledge - Life Insurance Word Search

 

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Word Search Answer Key

Are You Compliant with Your CE or Not?

To be CE compliant requires more than just taking CE courses. Below are a few suggestions for remaining CE compliant:

  • CE requirements change. You should regularly review your CE status through your MyProfile account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.
  • Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties.
  • Check prior evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.
  • Check your transcript. The same course cannot be taken with the same provider within a three-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.

We wish you success in completing your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO date.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your MyProfile account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your MyProfile account versus the public search option, which limits the results to the first 100 course offerings.