Insurance Insights header
Volume 3, No. 1 - January 2014

Education Central

- Things to know about your continuing education

Changing Your PerCEption

How do you approach your CE requirements? Do you consider yourself tasked with completing a mundane set of requirements within an allotted time frame, or do you perCEive things differently?

There are various reasons to complete your continuing education requirements for licensure in a timely manner. Enforcement of noncompliance can certainly be a motivating factor. No one wants to experience fines, termination of appointments, or the process of getting back into a compliant status.

Rather than using the threat of punishment as motivation, focus on the true intention behind CE requirements. The purpose of educational requirements is overall market improvement, consumer protection, and client advocacy.

Sound lofty? Consider that on a micro level, licensee education includes line-specific information, law updates, market trends and the principles of conducting business in an ethical manner. It is individual progress that translates into increased competency, and if utilized, a sharper competitive edge. It promotes a comprehensive knowledge of statutory obligations and the application of ethical standards. Should you challenge yourself to become a more informed advocate for your clients and your employers, it is inevitable that the market will be directly affected. Your undertaking is nothing short of increasing your influence on the market, and utilizing your knowledge for the benefit of Florida consumers.

Maybe it's time to change the way you perceive CE.

Stay on top of your CE requirements by checking your MyProfile account at https://dice.fldfs.com. You can check the current status of your credits, the amount of time you have to complete the requirements for your current compliance period, and you can also search for specific course offerings. Take a few minutes and sign up for your next class now!

Are You Compliant with Your CE or Not?

If you have ever felt confused about what it means to be continuing education (CE) compliant, you are not alone. That's why we are continuously finding and implementing ways to help you with this. To be CE compliant requires more than just taking CE courses. Below are a few often overlooked suggestions for remaining CE compliant.

  • CE requirements change. You should regularly review your CE status through your MyProfile account. Your total hours have specific allocation requirements that must be met. Be sure to take all the right categories of CE courses.
  • Check for late hours. Hours taken after your due date will still post on your compliance evaluation screen, but they will be noted as "Late". Though your hours requirement may have been met, late completion of your continuing education requirement will result in penalties. The statutory penalty for failure to complete CE is the cancellation of all your appointments, however you may be given the option of paying a $250 fine instead. Regardless of the penalty assessed, you are still be required to complete past due CE requirements.
  • Check past evaluation periods. Always check previous compliance periods to make sure you are not delinquent for a prior period. Be sure to click on VIEW ENFORCEMENT NOTICE just below the Not Compliant text to check for any outstanding fines.
  • Check your transcript. The same course cannot be taken with the same provider within a three-year period and receive credit. This is noted on your transcript as a duplicate course. You will need to take a different course to meet your CE requirement.

We wish you success in completing your hours to remain knowledgeable in an ever-changing insurance market. And remember, your CE compliance date is your DUE date, not your DO date.

How to Search for Approved CE Courses

Looking for continuing education (CE) courses to be sure you get all your hours completed? Our online course search can easily help you by listing those courses approved by the Department.

  1. Go to our website at www.MyFloridaCFO.com/Division/Agents.
  2. Click on MyProfile on the left panel and log in to your account.
  3. Once in your MyProfile inbox, click on Locate at the top left. Then click on Future Course Offerings.
  4. Select the Course Authority for the type of license held or course you need to take.
  5. You can also make other choices, like Study Method and Location, to narrow your search results.
  6. If you click on Perform an Advanced Search, you will have additional options to narrow your search results, such as Course Date and Course Level.

Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your MyProfile account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your MyProfile account versus the public search option, which limits the results to the first 100 course offerings.

Education Providers: Using MyProfile with Internet Explorer

If you use Internet Explorer to access your MyProfile account (messages, course approvals, etc.) please read the message below.

Recent versions of Internet Explorer are not fully compatible with the MyProfile system (some folks may know it as DICE). In order for you to have full access to your MyProfile account's functions, we offer the below guidance to make the appropriate changes to your Internet Explorer settings.

  1. Go to the login page for your MyProfile account at https://dice.fldfs.com.
  2. On the top menu bar of Internet Explorer select Tools and then select Compatibility View Settings.
  3. A window appears where you can add websites to be displayed in Compatibility View. The address for the current website (fldfs.com) should already appear in the top box.
  4. Click the Add button next to the top box to add the website. The website address will be added to the bottom box.
  5. Click the Close button at the bottom.
  6. Click on the Refresh button in Internet Explorer or pressing F5 on your keyboard.

Any questions can be addressed to Education@MyFloridaCFO.com.

Where Has the Prelicensing Education Rule Chapter Gone?

Where oh where has the prelicensing education rule chapter gone? Has it been repealed? If you find yourself asking this question the answer is no, the rule chapter was not repealed.

Previously, every rule section of prelicensing education, starting from the purpose to Curriculum Standards for Special Designations, was housed in Rule Chapter 69B-211 beginning with section 69B-211.110, F.A.C. All of these sections have officially been moved to a new chapter in the Florida Administrative Code. The new Rule Chapter is 69B-227 Prelicensing Education.

The primary reason for the change is to separate the education related rule from the licensing rule and provide its own title. This will make it easier to find the Prelicensing Education Rule.

Even though the chapter number has changed, the subsection numbers have remained the same. For instance, what was previously found in 69B-211.110 Purpose will now be found in 69B-227.110 Purpose; and what was previously found in 69B-211.320 Curriculum Standards for Special Designations will now be found in 69B-227.320 Curriculum Standards for Special Designations.