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Division Director

Greg Thomas

Insurance Agent and Agency Services
200 East Gaines Street
Tallahassee, FL 32399-0318
Bureau of Licensing
(850) 413-3137
Bureau of Investigation
(850) 413-3136


91-20 Surplus Lines

Common Use(s) of License:

To handle placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent.

Related Florida Statutes:

626.914 & 626.9272


Step 1 - You must be:

  • A natural person at least 18 years of age.
  • A non-resident of the state of Florida.
  • A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]

Step 2 - License Required:

  • Be licensed and appointed as a Florida nonresident general lines insurance agent (Type & Class 9-20)
  • Be licensed and appointed as a Florida managing general agent
    (Type & Class 00-60)
  • Be licensed and appointed as a Florida service representative
    (Type & Class 00-55)
  • Hold a license as a resident surplus lines agent in the applicant's home state (principal place of residence or business).

Step 3 - Apply:

Step 4 - Prerequisite(s):

  • Proof of your prerequisite(s), as indicated in Step 2, is verified through the National Association Insurance Commissioners (NAIC). In the event that your license can not be verified, the Bureau may request a Letter of Certification from your home state to verify you are licensed. The Letter of Certification can be obtained from your home state and it must be dated no earlier than 30 days of your date of application.

    Mail to:
    Department of Financial Services
    Bureau of Licensing, Room 419
    200 East Gaines Street
    Tallahassee, FL 32399-0319


Step 5 - Fingerprints:

Step 6 - Status notification(s):

  • Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 7 - Examination:

Step 8 - Print license:

  • Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license.
    Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.

Special Note:


Surplus lines agents must appoint themselves after getting licensed. To do this:

  1. Log in to your MyProfile account.
  2. Select the "Access eAppoint" link on the right.
  3. If you have never used eAppoint, you must first register and will need to select "Register to become an appointing entity".
  4. Once you have completed step #2 or #3 above, you will be able to select "New Appointment" in the eAppoint Workbench. Once "New Appointment" has been selected, follow the on screen instructions and pay the $150 appointment fee to complete your self-appointment. Note: This appointment will need to be renewed during your birth month 2 years after the initial appointment effective date, and every 24 months after, to maintain this license.

Any individual, licensed as a surplus lines agent under §626.927 and §626.9272, Florida Statutes, shall be deemed a member of the Florida Surplus Lines Service Office (FSLSO), a not-for-profit, self-regulating association. Upon receiving your Florida Surplus Lines Agent License, you will need to complete a New Agent Membership form by visiting: https://slip.fslso.com and selecting "Register".

More information can be found by clicking here.

IMPORTANT: Throughout the existence of the Florida non-resident license, you must maintain the required home state license.