Planning for College


Time-limited opportunity

If you are a full-time employee of a U.S. federal, state, local or tribal government or not-for-profit organization, you might be eligible for the Public Service Loan Forgiveness (PSLF).

Visit the Student Loans section for more information.

Higher education is more than just a path to career and salary advancement. Education beyond high school increases opportunities for personal development and civic involvement. Proper planning and saving early on, can help keep the significant cost associated with college manageable. Explore each section to learn where to find the best resources for financial aid planning; grants and scholarships; student loans and college savings plans. Check back here often for Important News related to college planning and finances.

Start Saving Early

The key to saving for college is to start early.

  • Go over your monthly finances and find a little extra money you can put away. Even $25, $50 or $100 can make a big difference.
  • Make a commitment to devote at least that amount each month, and to add to it as your income increases. This can be a part of your monthly spending plan.
  • Shop around for the best interest return you can get for your money. Banks and credit unions may offer interest on a savings account. They may also offer other interest-bearing accounts that can increase your savings over time.

Visit the Saving and Spending section for helpful information about the saving process.

University or State College

Another way to save for college is to consider the cost of a university versus a state college. State colleges typically cost less than a university, while some offer the same programs of study. Attending a state college will give you some time to transition into this new phase of your life. Also, getting accepted into a Florida university tends to be a bit easier if you have gone through the state college system.

Consumer Financial Protection Bureau Another great resource is the Consumer Financial Protection Bureau (CFPB) Paying for College website. Here you will find information to help you understand the student loan repayment process, tips on how to compare financial aid offers and more!

Financial Aid

Grants & Other Aid

Student Loans

College Savings Plans

Education Calculators

Finance Your Future - free online financial literacy program

Finance Your Future is a free online financial literacy course that immerses teens and young adults in money basics.