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Illegal Tactics Debt Collectors Use

Click the button above to read a CBS Money Watch article highlighting the most common illegal tactics utilized by debt collecting agencies.

Credit Cards

The advantages of credit cards are numerous: quick access, fraud protection, bill consolidation and convenience. But what about the responsibilities? Understanding credit card basics is essential to choosing and using your cards wisely.

Credit History

To get a glimpse of your financial future, businesses look at your financial past. This history is contained in your credit report and impacts your ability to qualify for a loan, rent an apartment, and more.

Credit & Debt

Used wisely, credit is a powerful financial tool, but if you're not careful, it can lead to a heavy debt load. If this has already happened to you, know that you're not alone. According to recent Census data, the total amount of consumer debt in the United States is $2.6 trillion; that's $8,500 for every single person living in the country.

Whether you've accumulated debt, or are considering credit options, understanding the essentials of credit and debt management will keep you on solid financial ground.


This video is provided by The Federal Trade Commission.

Dod policy change

Click the button above to read an article from the Consumer Financial Protection Bureau that discusses the significant impact medical debt has on consumer credit, with 43 million Americans having overdue medical debt on their credit reports.

Identity Theft

When your private financial information gets into the wrong hands, the consequences can be devastating. If you should fall victim to identity theft, it is important that you act quickly.