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For budgeting information or debt counseling at little or no cost, contact any of the following organizations:

Choosing a Credit Counselor
Federal Trade Commission
Website: www.consumer.ftc.gov/

Consumer Financial Protection Bureau
PO Box 4503
Iowa City, IA 52244
Phone: 855-411-2372
Website: www.consumerfinance.gov

National Foundation for Consumer Credit
8611 Second Ave., Suite 100
Silver Spring, MD 20910
Phone: 800-388-2227
Website: www.nfcc.org