Do current FHCP beneficiaries have health care coverage now?
FHCP members had continued health care coverage with the company until January 1, 2015. However, FHCP’s health care contracts terminated upon that date and FHCP dno longer provides health care coverage.
As of January 1, 2015, all FHCP members who had not enrolled in another Medicare Advantage Plan by the end of December 31, 2014 automatically had continued health care coverage through Original Medicare Fee-for-Service (FFS) and a Prescription Drug Plan (PDP) from January 1, 2015.
Members should contact their agents or 1-800-MEDICARE (1-800-633-4227) for more information regarding these matters and/or to select a new Medicare Advantage plan for effective coverage from January 1, 2015.
Special Election Period
As a result of the receivership of FHCP, all beneficiaries enrolled in FHCP have a Special Election Period through February 28, 2015 to enroll in a plan of their choosing. FHCP members who do not select a new plan prior to January 1, 2015, will be automatically enrolled by CMS into Original Medicare with a Prescription Drug Plan. Benefits provided under Original Medicare, even with a Prescription Drug Plan, are different than those the FHCP members may have received as members of a Medicare Advantage Plan such as FHCP. FHCP members are therefore encouraged to take advantage of the Special Election Period prior to January 1, 2015 to obtain new coverage if they do not wish to be placed into Original Medicare and a Prescription Drug Plan by CMS.
Please note that FHCP members who made a new plan choice during Medicare Open Enrollment for coverage beginning January 1, 2015, will still be enrolled in that plan beginning January 1. These members’ coverage through Florida HealthCare Plus, Inc. will continue through December 31, 2014.
It is extremely important that the FHCP members be advised of their options as soon as possible in order to minimize any disruptions in their health care coverage. If you or your clients have any questions on these matters, please contact 1-800-MEDICARE (1-800-633-4227) for more information, 24 hours a day, 7 days a week.