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Insurance Consumer Advocate

Sha'Ron James


Contact Us
Mailing: 200 East Gaines St.
Tallahassee, FL 32399-0308

For Consumer Assistance:
Contact the Division of
Consumer Services within the
Department of Financial Services

Online at
Consumer Services
Toll-free in Florida
1-877-MY-FL-CFO
(1-877-693-5236)
Out of State
(850) 413-3089
Español
(850) 413-3033

Public Records Requests



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Hurricane Deductible Title

 

HURRICANE DEDUCTIBLE: Once you have located your insurance policy and have documented all damaged property and belongings using photos or video footage, it is recommended that you contact your insurance company or insurance agent as soon as possible to report the damage. Even if you think the amount of damage you sustained is under the deductible, a call to your insurance company to discuss the damage your property sustained is recommended.

Chapter 627.701, Florida Statutes allows for four alternative hurricane deductible amounts:

a. $500

b. 2% of the policy dwelling limits

c. 5% of the policy dwelling limits

d. 10% of the policy dwelling limits