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Bureau of Insurance Fraud



DFS DIF South Central Region

The South Central Region is responsible for the enforcement of insurance related crimes committed in Broward, Charlotte, Collier, Glades, Hendry, Indian River, Lee, Martin, Okeechobee, Palm Beach and St. Lucie Counties. The region is divided into one auto fraud squad and four general fraud squads, directed by one captain and five lieutenants.

District II Major - Rafael Delgado

Rafael Delgado has been a sworn law enforcement officer since January 1982, in which he served with the New York Police Department for 21 years before retiring and coming to work for the Department of Financial Services, Division of Insurance Fraud. Within the NYPD he was assigned to uniformed patrol, organize crime control bureau, detective bureau and an FBI Task Force Unit. He held the position of police office, detective and retired with the rank sergeant-supervisor of detective squad.
In 2005 he moved to south Florida and began a law enforcement career as a detective with the Department of Financial Services, Division of Insurance Fraud and was assigned to the Miami Field Office. While assigned there, he worked in a general fraud squad and personal injury protection squad. In August 2011, he was promoted to lead detective within the PIP squad. He is a certified field training officer, and has been an active training officer for new law enforcement detectives assigned to the Miami Field Office.

In March of 2012, Rafael was promoted to lieutenant and assigned as the supervisor of the Miami workers’ compensation squad. In September 2012, Rafael was assigned to manage a third PIP squad in Miami.

In April of 2014, Rafael was promoted to captain and assigned over the South Central Region, supervising five general and automobile squads.

On April 29, 2015, Rafael was promoted to Major for District II.

CAPTAIN carl lane, South central REGIONal commander

Capt. Lane graduated from Plant City High School in 1977. In 1986, he completed the police academy at Polk Community College. After receiving his Police Standards Certification, Carl began his law enforcement career with the Plant City Police Department, where he worked for 23 years. Carl worked in a variety of investigative assignments including, uniformed patrol, joint drug task force with DEA, criminal investigations unit, and joint efforts with the Hillsborough County Sheriff’s Office and Tampa Police Department.

In 1994 Lane was promoted to the rank of sergeant and in 2002, to Lieutenant over a uniformed patrol squad. In 2006, Carl was promoted to the rank of captain where he was responsible for all investigations, includeing theft, homicide, street crimes, gang investigations, drug investigations, crime scene unit and ERT. Capt. Lane retired from Plant City PD in 2010.

In 2012 Lane joined the Department of Financial Servics as an investigator assigned to the Tampa PIP squad. In 2013 he was promoted to lieutenant and assigned to the St. Petersburg Field Office, where he supervised four detectives. Carl was promted to Captain in 2016 and currently oversees the South Central Region.

Vacant Lieutenant, ft. lauderdale, general fraud

Lieutenant Francisco gonzalez - ft. lauderdale , auto fraud

Lieutenant Francisco Gonzalez began his law enforcement career in 1981 as a City of Hialeah police reserve officer. In 1982 Lt. Gonzalez began his career with the City of Miami Police Department, where he remained until his retirement in 2007. During his tenure wth Miami PD, Lt. Gonzalez worked in various units including patrol, training, and internal affairs. Lt. Gonzalez was also part of a rapid-deployment platoon in 2003 during the Free Trade Area of the Americas Summit in Miami as a chemical agent specialist. He then served in Internal Affairs proactive squad where he investigated police and public corruption. He retired in December 2007 and began his career with DIFS in March 2008. Lt. Gonzalez worked in the Miami field office for approximately two years. He investigated a large-scale staged accident ring which resulted in 30 arrests that year. In 2010 Lt. Gonzalez transferred to the Broward field office where he was assigned to a PIP squad, and in January 2015 became lead detective. He served in this capacity until May 2016 when he was promoted to present rank of Lieutenant. He has a total of 35 years of law enforcement experience.

lieutenant frank briganti - west palm beach, general fraud squad #1

Frank Briganti began his law enforcement career in January 1984, for the Hasbrouck Heights Police Department in New Jersey. He then moved to Florida and worked for over 25 years with the Boynton Beach Police Department before retiring as a Major. During his time at Boynton Beach he held the ranks of Sergeant, Lieutenant, and Major, and served in a wide variety of assignments that included; road patrol, detective division, Internal Affairs, accreditation and policy, K-9, and Narcotics. Frank also served as the Boynton Beach Police Department SWAT commander.

In February 2014 Frank joined the Division as a Detective in the Workers Compensation Fraud, West Palm Beach. He was promoted to Lead Detective in March 2016 and is currently the Detective Training Officer for his Squad. Most recently, Frank serves as a member of the Sober Homes Task force responsible for helping the 15th Judicial Circuit State Attorney's Office file charges against the Sober Home facility owners and operators.

vacant lieutenant - west palm beach, General Fraud Squad #2

Lieutenant glen clasen - fort myers field office, general fraud

Glen began his career with the Division of Insurance Fraud in 2006. Prior to joining the Division of Insurance Fraud, Glen served for the United States Navy aboard the USS John F Kennedy (CV-67) serving as a Boatswains Mate / Rescue Swimmer and as a police officer with the Fort Myers Police Department in uniformed patrol. Originally assigned as a detective to the Fort Myers field office, he was promoted to Lead Detective in 2013. During his career here he has investigated a variety of complex fraud cases, acted as a field training officer and is currently appointed as a Special Deputized U.S. Marshal sponsored by the Federal Bureau of Investigation. Glen holds a Bachelor of Science degree in Criminal Justice from Florida Gulf Coast University and became a Certified Fraud Examiner in 2009.