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Bureau of Insurance Fraud


Panhandle Region Map

The Panhandle Region comprises two field offices and two squads, located in Tallahassee and Pensacola. Both squads investigate a wide variety of crimes involving insurance fraud. The region covers Bay, Calhoun, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Okaloosa, Santa Rosa, Taylor, Wakulla, Walton, and Washington Counties.

CAPTAIN DAVID LINDSAY - Panhandle Region Commander

Captain David Lindsay has more than 32 years law enforcement experience serving 16 years as a supervisor. He started his career with the St. Petersburg Police Department in 1980 where he served in a variety of capacities retiring in 2005. Dave has served as an adjunct instructor for the St. Petersburg College’s Multi Jurisdictional Counter Drug Task Force Training Center. He has also served as a lead police trainer/mentor training and overseeing the reorganization of the Afghanistan National Police Force. Lindsay earned a Bachelor’s Degree in Criminal Justice from St. Leos University. After joining the Division in 2007, he has served in the St. Petersburg Field Office before relocating to Pensacola in 2010. Lindsay was promoted to captain in November 2012, overseeing the Panhandle Region.

Lieutenant Sandra Fitzsimons, Pensacola Field Office

Lieutenant Sandra Fitzsimons leads the Pensacola general fraud squad in the Panhandle Region. She has been with the division for over 14 years and has worked a variety of cases including major healthcare fraud and doctor cases with the Healthcare Task Force.

Lt. Fitzsimons is a career law enforcement officer with over 20 years of experience. Prior to joining the Division of Insurance Fraud, she served six years with the Santa Rosa County Sheriff’s Office. During her career there, she served in uniformed patrol, major crimes division and the SWAT team as a negotiator. In 2000, she began her career with the Department of Financial Services, Division of Insurance Fraud, as a detective assigned to the Pensacola office. She has been presented the prestigious "Bronze Eagle" award four times by the United States Attorney’s Office for her work with the Healthcare Task Force (2009, 2010, and twice in 2011). She also received the national "2009 Investigation of the Year" award from the National Healthcare Anti-Fraud Association. She was also given the "Prudential - Davis Productivity" award in 2011 for Notable Individual Achievements. She has an associate arts degree from Pensacola Junior College and became a certified fraud examiner in 2010.


Lieutenant Krista Gaston, Tallahassee Field Office

Lieutenant Krista Gaston graduated from Florida State University with a B.S. Degree in Criminology. She started her law enforcement career with the Tallahassee Police Department in 1995. In 2001, she moved to Polk County where she joined the Lakeland Police Department as a reserve officer. Lt. Gaston returned to Tallahassee in 2008 and joined the Florida Supreme Court Marshal's Office.

Lt. Gaston started with the Department of Financial Services in 2013 as a Detective for the Tallahassee Regular Fraud Squad. She served as lead detective in that squad before being appointed Acting Lieutenant in May of 2016.