This section has been created to assist you in keeping your insurance business in compliance. The items are intended as reminders only. Note: Division publications may include references to the Florida Statutes and/or the Florida Administrative Code. The laws noted in our publications are/were in effect at the time of publication but may have been repealed, amended or replaced and new laws may have been enacted subsequently.
Unless you are very new to Florida, you are aware that Florida's Hurricane Season starts June 1st. Most people are careful to make important plans to protect their personal safety, homes and belongings by developing a "Hurricane Plan". Take time to consider the plans you've made to protect your business and consumer records in the event a storm approaches Florida.
Preparations agencies and agents may want to consider:
If your business premises are damaged during a storm and cannot be accessed by your customers, please notify the Department and provide your temporary address, phone and fax numbers. You can do this by notifying our Division of Consumer Services. When consumers can't reach their agent, they may call the Department and this will allow us to provide your contact information to them.
After you have taken steps to protect your business and customer records, you may want to reach out to your customers before a storm strikes. Visit the Department's "Protect Your Homebase", for information on many topics related to disaster preparedness by clicking on this icon:
Remind your customers that Hurricane Season is approaching and consider:
In the event a storm threatens Florida, the Department will communicate valuable information to its licensees and the public. We're prepared to assist our licensees and the citizens of Florida should disaster strike.
The transfer fee that can be lawfully charged under 69B-221.105(1), F.A.C. must be paid to ANOTHER bail bond agent for handling the transfer, not the writing agent. The original bond and the transfer bond must be maintained in separate files and apart from each other.
Recently, a bail bond agent charged $100 calling it a "transfer fee" because she chose to travel to another county to post a bond. The transfer fee is only to be paid to ANOTHER bail bond agent for the agent's courtesy for facilitating the bond transfer.
We've recently received complaints about bail bond agents soliciting business unlawfully. Florida Statutes 648.44 prohibits:
2016 marks the second year title insurance agencies are required under s.626.8437(11), F.S. to submit information to the Florida Office of Insurance Regulation (OIR) under the data call required by section 627.782(8), Florida Statutes. Title agencies have until May 31, 2016 to make their submission to the OIR. The OIR will send an email to each licensed title agency in Florida to remind them of the new law with instructions on how to complete the process accurately.
The Title Agency Data Call is performed by the title agency by first downloading the
template from the OIR website to complete offline. To do this, the agency will
need to create an account and subscribe to your agency in the Data Collection
and Analysis Modules (DCAM) used by the OIR, which is located at https://apps.fldfs.com/DCAM/Logon.aspx.
(The user's guide for DCAM is located at: https://apps.fldfs.com/DCAM/Help/DCAMUserGuide.pdf)
Once the agency's data template form is completed and the agency is ready to certify it is accurate, the agency must upload the form to the OIR before the deadline, May 31, 2016.
The data template has seven tabs or worksheets:
Each agency's submission must contain a Filing Certification signed by an agency officer (electronic signature accepted), stating the information provided is accurate to the best of their knowledge and belief. A sample copy is available on the OIR's website at: www.floir.com/siteDocuments/CertificationOfTitleDataSubmissionExample.pdf
The agency may include a cover letter, but this is an optional component for the filing.
Each agency is encouraged to include any additional or optional information that is deemed important to the overall submission. These optional items may be uploaded as PDF documents under the "Other Information/Documents" component.
A filing will not be recorded as complete unless the agency clicks on "Submit".
It is important to know that the agency's submission is not considered to be complete until the agency receives an email receipt showing the agency's file log number. If you make a submission but do not receive the confirmation email, please let OIR know.
If you have any questions regarding this filing process, please contact the OIR's Market Data Collections Unit at 850-413-3147 or via email: TitleAgencyReporting@floir.com.
Department licensees and consumers can access compliance information at the Division's web page Compliance Information. Additional information is available by type of license at our Frequently Asked Questions web page.