- Things to know about your continuing education
With the passing of HB 725, the laws regarding CE found in s. 626.2815, F.S., are amended to impact various compliance cycles. Below is a chart to help licensees and education providers understand the changes and provide guidance when selecting courses to complete the requirements.
Continuing Education Requirement or Provision |
CE Compliance cycles ending 9/30/2014 or earlier |
CE Compliance cycles ending 10/31/2014 or later |
---|---|---|
CE must be completed by due date |
Yes |
Yes |
3 hours of Senior Suitability required for life agents |
Yes |
No |
3 hours of Ethics required for general and personal lines agents, industrial fire, and customer representatives |
Yes |
No |
1 hour of Premium Discount Mitigation required for general and personal lines agents, and customer representatives |
Yes |
No |
10 hours of Law and Policy required for adjusters |
Yes |
No |
2 hours of Ethics required for adjusters |
Yes |
No |
5-Hour Update course required |
No |
Yes for all licensees except title agents |
Elective hours may be taken in any approved course |
No |
Yes for all licensees except title agents and public adjusters |
Merging of total hour requirements into one compliance cycle consisting of 24 hours for adjusters dually licensed as an agent |
No |
Yes |
"Basic" level courses don't count for licensees with the 6+ years reduction in CE hours |
Yes |
No |
Adjusters may be eligible for reduction of hours |
Yes (after 10/1/2012) |
Yes |
Agents and adjusters may be eligible for extension of time |
Yes |
Yes |
Pre-licensing courses disqualified for CE credit |
Yes |
Yes |
Military duty during compliance cycle |
Eligible for waiver of compliance cycle |
Eligible for waiver of compliance cycle |
For additional questions pertaining to CE requirements, please email Education@MyFloridaCFO.com.
Q. Who is responsible for selecting the appropriate course?
A. Ultimately that responsibility falls on the licensee. Licensees may ask providers for guidance in selecting a course; however, they must monitor their CE completion records to know exactly what type of course and how many hours are needed to meet their requirements. This can be easily done through your MyProfile account.
Q. Who is responsible to catch a duplicate course?
A. Licensees are responsible to verify a course is not a duplicate; however, providers are encouraged to inform a registrant if they are signing up for a duplicate course. Reasons why a licensee may not be aware a course is a duplicate include (but are not limited to) the following:
Q. Who is responsible for attendance records?
A. The provider is responsible for accurate attendance records and maintenance. The licensee is responsible for bringing proper identification to verify attendance and provide all necessary information.
Q. Who is responsible for reporting completion of CE courses to the Department?
A. Providers have 30 days (21 days effective 10/1/2012) to report completion of CE courses to the Department. Licensees should not submit certificates of completion unless specifically requested by the Department.
Q. Who is responsible for maintaining documentation of completed CE courses?
A. Both the course provider and class participants are required to maintain records. Providers must maintain attendance records for a period of five years. These records must be available in the event of an audit or discrepancy in CE records. Licensees are responsible for maintaining a copy of their certificate of completion if ever requested by the Department for verification purposes.
Q. Who is responsible for reporting violations of Florida Statutes or the Florida Administrative Code during CE courses?
A. Both course providers and licensees are responsible for reporting any conduct that would be considered a violation of the statutes or Department administrative rules.
Looking for continuing education (CE) courses to be sure you get all your hours completed? Our online course search can easily help you out and lists those courses approved by the Department.
Because many factors may affect your continuing education requirement (e.g. licenses held, number of years licensed, etc.), we encourage you to periodically check your MyProfile account to determine your individual continuing education compliance requirements and status. You will also be able to find more approved CE courses after logging in to your MyProfile account as the public search limits the results to the first 100 course offerings.
We wish you well as you continue to complete your hours to keep your knowledge current in an ever changing insurance market. And remember, your CE compliance date is your DUE date, not your DO date.