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Division Director

Greg Thomas

Insurance Agent and Agency Services
200 East Gaines Street
Tallahassee, FL 32399-0318
Bureau of Licensing
(850) 413-3137
Bureau of Investigation
(850) 413-3136


7-20 Non-Resident All Lines Adjuster License

Common Use(s) of License:

An "independent adjuster" means a person licensed as an all-lines adjuster who is self-appointed or appointed and employed by an independent adjusting firm or other independent adjuster, and who undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payable under an insurance contract or undertakes to effect settlement of such claim, loss, or damage.

A "company employee adjuster" means a person licensed as an all-lines adjuster who is appointed and employed on an insurer's staff of adjusters or a wholly owned subsidiary of the insurer, and who undertakes on behalf of such insurer or other insurers under common control or ownership to ascertain and determine the amount of any claim, loss, or damage payable under a contract of insurance, or undertakes to effect settlement of such claim, loss, or damage.


Step 1 - You must be:

  • A natural person at least 18 years of age.
  • A non-resident of the state of Florida.
  • A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]

Step 2 - Qualifications for license:

  • Hold a company or independent adjuster license (resident or non-resident) that Florida has a reciprocal agreement with. [Exempt from State Examination]
    [Click here to view the reciprocal list]
  • An original letter from one of the following institutions awarding one of the following designations:
    • Accredited Postsecondary Institution in this State - Accredited Claims Adjuster (ACA)
    • AE21 Incorporated - Certified Claims Adjuster (CCA)
    • All Lines Training - Certified Adjuster (CA)
    • American Institute for Chartered Property Casualty Underwriters - Chartered Property Casualty Underwriter (CPCU)
    • HurriClaim Training Academy - Professional Property Insurance Adjuster (PPIA)
    • Insurance Institute of America - Associate in Claims (AIC)
    • Professional Career Institute - Professional Claims Adjuster (PCA)
    • WebCE, Inc. - Claims Adjuster Certified Professional (CACP)
    • Claims and Litigation Management Alliance (CLM) - Universal Claims Certification (UCC)
      • NOTE: Proof of precertification course and exam completion will be required for individuals qualifying with a UCC designation certificate.
    [More Designation Information] [Exempt from State Examination]
  • Earned an insurance degree which includes at least 18 semester hours of college credit in property, casualty, health, and commercial insurance from an accredited college or university (official transcript required). [Exempt from State Examination]
  • If you do not hold one of the prerequisites above, you will be required to take the state examination. [Requires State Examination]

Step 3 - Apply:

Step 4 - Send prerequisite(s) to Department:

  • Send proof of prerequisite, as indicated in Step 2, to the Bureau.

Email to: agentlicensing@myfloridacfo.com

Step 5 - Fingerprints:

Step 6 - Examination:

Disregard this step if you are not required to take an exam or you passed the exam within one year prior to applying for the license.

  • Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.
    [Click here for the Exam Information page]

    Note: If you are required to take an examination, you will not be qualified for a license until the department has received a passing result from the testing vendor.

Step 7 - Status notification(s):

  • Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.
  • Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and click the “Wallet” and/or “Letter” hyperlink(s), under the “Print Licenses” section, to generate a copy of your license for printing.

Special Note:

  • Florida's Continuing Education (CE) Requirement for licensees in nonreciprocal states, must complete 24 hours due bi-annually by end of licensee's birth month. When the CE requirement has been generated, the requirement can be viewed in licensee's MyProfile account. Section 626.2815, Florida Statutes.  Additional information can be found on our Continuing Education page.
  • Appointment of License: This license requires an appointment to be active. Section 626.112(4), Florida Statutes. An adjuster can only have one appointment at a time.  Information about appointments can be found in our Frequently Asked Questions, under "eAppoint and Appointments".
  • Expiration of License: This license will expire if unappointed for 48 months. Section 626.431(3), Florida Statutes.
  • Cannot hold more than one Florida adjuster license at a time. 
  • Foreign Insurance Adjusters click here for reciprocity information.
  • Designation/Deletion of Primary Adjuster for Adjusting Firm (DFS-H2-6364)
  • Related Florida Statutes: 626.8548, 626.855, 626.856, 626.8584, 626.8695, and 626.8734