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Division Director

Greg Thomas

Insurance Agent and Agency Services
200 East Gaines Street
Tallahassee, FL 32399-0318
Bureau of Licensing
(850) 413-3137
Bureau of Investigation
(850) 413-3136



2-40 Resident Health Agent License

Common Use(s) of License:

A "HEALTH AGENT” is defined as any person appointed as an agent by an insurer to solicit applications for or to negotiate and effectuate contract of health insurance, as such insurance and includes an individual representing a health maintenance organization.  "HEALTH INSURANCE" is defined as health insurance against loss through sickness or accidental bodily injury.


Step 1 - You must be:

  • A natural person at least 18 years of age.
  • Be a bona fide resident of the state of Florida.
  • A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]
  • Not be an employee of the United States Department of Veterans Affairs or state service office, as referred to in Sections 626.788 and 626.833, Florida Statutes.
  • Not hold a resident license in another state.

Step 2 - Must have the following prerequisite(s) before applying:

  • Successfully taught or completed a department approved 40 hour health course within four (4) years of application date. [Click here to find a course] [Requires State Examination]
    NOTE: F.A.C. rule 69B-227.260, Study Manuals are required for all attendees of a pre-licensing course.
  • Within the last 4 years, have been awarded one of the following Department approved designations:
    • Certified Employee Benefit Specialist (CEBC) from the Wharton School of the University of Pennsylvania
    • Chartered Healthcare Consultant (ChHC) from the American College of Financial Services
    • Health Insurance Associate (HIA) from the America’s Health Insurance Plans
    • Registered Employee Benefits Consultant (REBC) from the American College of Financial Services
    • Registered Health Underwriter (RHU) from the American College of Financial Services
    [Requires State Examination]
  • Earned a degree which includes at least 9 credit hours of insurance instruction within specific instruction in health insurance from an accredited college or university [an official transcript required]. [Exempt from State Examination]
  • Become a resident of Florida, held a valid resident license with the equivalent line of authority for at least one (1) continuous year prior to applying for a license in Florida, and submit the application for the Florida Health license within 90 days of becoming a resident of Florida. [Transfer of License] [Exempt from State Examination]
  • If more than 90 days after becoming a resident of Florida, held a valid resident license with the equivalent line of authority in a reciprocal state within the four (4) year period prior to filing a Florida resident license application for the Florida Health & Life (including Annuities & Variable Contracts) license, are exempt from the prelicensing course requirement, but must take the Florida licensing exam. [Reciprocity List for Waiver of Prelicensing Course] [Requires State Examination]

Step 3 - Apply:

Step 4 - Send prerequisite(s) to department:

  • Send proof of prerequisite, as indicated in Step 2, to the Bureau.


    Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 21 days of your passing date. This does not include designations.

    Email to: AgentLicensing@MyFloridaCFO.com

Step 5 - Fingerprints:

Step 6 - Examination:

Disregard this step if you are not required to take an exam or you passed the exam within one year prior to applying for the license.

  • Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.
    [Click here for the Exam Information page]

    Note: If you are required to take an examination, you will not be qualified for a license until the department has received a passing result from the testing vendor.

Step 7 - Status notification(s):

  • Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.
  • Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and click the “Wallet” and/or “Letter” hyperlink(s), under the “Print Licenses” section, to generate a copy of your license for printing.

Special Note:

  • Cannot be licensed for Credit Life and Disability, Motor Vehicle Physical Damage and Mechanical Breakdown or Credit Insurance simultaneously.
  • Continuing Education (CE) Requirement: 24 hours due bi-annually by end of licensee's birth month. When the CE requirement has been generated, the requirement can be viewed in licensee's MyProfile account. Section 626.2815, Florida Statutes. Note: Additional information can be found on our Continuing Education page.
  • Appointment of License: This license requires an appointment to be valid. Section 626.112(4), Florida Statutes.
  • Expiration of License: This license will expire if unappointed for 48 months. Section 626.431(3), Florida Statutes.
  • Third party access must be authorized by the licensee through MyProfile in order for the third party to manage the licensing submissions and changes on behalf of the licensee.
  • Related Florida Statutes: 624.603, 626.015, 626.829, & 626.8305