FRAUDULENT EMAILS ARE BEING SENT TO CONSUMERS CLAIMING TO
BE FROM FDIC|
Fraudulent e-mails are being sent to consumers that claim to be from the
FDIC in an attempt to obtain sensitive personal information, including bank
account information. These e-mails falsely indicate that consumers can
enroll in card insurance to protect against Internet fraud.
The Federal Deposit Insurance Corporation (FDIC) has received numerous
notifications from consumers of an e-mail that gives the appearance of being
sent from the FDIC. The "From" line of the e-mail displays the name "Federal
Deposit Insurance Corporation " and the subject includes the words "Consumer
Current versions of the fraudulent e-mail state:
"Who is FDIC?
The Federal Deposit Insurance Corporation (FDIC) preserves and promotes
public confidence in the U.S. financial system by insuring deposits in
What can FDIC do for you?
Despite the efforts of law enforcement, Identity theft is becoming more
sophisticated and the number of new victims is growing. In general,
consumers are protected against liability for unauthorized accounts or
transactions under federal and state law and by financial industry
practices. Identity Theft can affect consumers in many ways, thats [sic]
why FDIC is presenting a new card insurance which can restore you up to
$500 if you are a victim of internet fraud.
Learn more about Consumer Protection Card Insurance: Clicking here will
redirect you to a online signup page for this program."
The e-mail requests that recipients click on a hyperlink
that is provided. This directs the recipient to a "spoofed" Web page
requesting the user to enter personal information to receive $500 of "card
insurance." The requested information (name, phone number, Social Security
number, address, card number, bank name, card expiration date, card
verification code, and electronic signature/ATM PIN) could be used to
perpetrate identity theft and gain unauthorized access to bank accounts. Be
aware that the appearance of the fraudulent e-mails can be modified and that
additional variations are possible.
Consumers should NOT access the link provided within the body of the e-mail
and should NOT, under any circumstances, provide any personal financial
information through this media.
The FDIC has shut down the fraudulent Web site and is investigating the
source of the e-mails. Consumers are asked to report any similar attempts to
obtain this information to the FDIC by sending information to
Information about counterfeit items, cyber-fraud incidents and other
fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial
Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429,
or transmitted electronically to
email@example.com. Questions related to federal deposit insurance or
consumer issues should be submitted to the FDIC using an online form that
can be accessed at
For your reference, FDIC Special Alerts may be accessed from
www.fdic.gov/news/news/SpecialAlert/2008/index.html. To learn how to
automatically receive FDIC Special Alerts through e-mail, please visit