DFS HURRICANE STATUS REPORT
Orlando Mediation Center
ESTIMATED INSURED DAMAGES
(Estimates based on data call through the Office of Insurance Regulation)
Hurricane Charley: $7.5 Billion
Hurricane Frances: $4.5 Billion
Hurricane Ivan: $4 Billion
Hurricane Jeanne: $4 Billion
Insured Losses: $20 Billion
Number of claims filed to date: 1.4 million
Expected number of claims: 2 million. One in every five homes statewide damaged.
Working with insurance
companies and policyholders to resolve cases involving multiple deductibles.
Placed a 10 percent cap on what public adjusters can collect on a homeowner’s insurance claim and prohibited them from charging fees up front.
Required Florida’s health insurers and HMOs to waive restrictions on prescription refills to enable citizens to fill prescriptions in advance.
Urged banks and credit unions to expedite loan applications, eliminate late fees on loans and waive ATM and check-cashing fees for storm victims.
deadlines for insurance companies to respond to policyholders and process
Established mediation program to give storm victims a no-cost way to quickly and fairly resolve claim disputes with their insurance company.
After each storm, mobile response units were deployed to impacted areas and mobile command centers were up and running within 72 hours of landfall.
More than 150 department employees have been in the field providing insurance help, with the assistance of 30 insurance experts from eight other states.
Department staff have assisted thousands of consumers in their communities, with a presence in more than 50 disaster recovery centers statewide.
There are as many as 40,000 adjusters working storm claims. Of this number, 16,100 emergency adjuster licenses were issued to expedite the payment of insurance claims.
The skyline for November is beautiful
downtown Lakeland in Polk County.