Good Morning America
recently highlighted the Florida Department of Financial Services’ success in
getting convictions in insurance fraud cases.
The report, aired last
Wednesday, focused on the arrest and conviction of a Lake City couple who had
ripped off their workers’ compensation carrier for almost 10 years. Bruce and
Alice Gilbert almost got away with collecting more than $750,000 based on
fraudulent claims filed with the Florida League of Cities.
Bruce Gilbert was a bus
driver for Sun Coast Transit Authority in Pinellas County, Florida, when he
slipped and fell on the job in 1987. Three years later he filed for
disability. His wife claimed that as a result of the fall he suffered from a
disorder that caused him to revert to the mentality of a child about five years
old. The Gilberts collected disability payments, including payments to Mrs.
Gilbert for care she claimed she provided.
In a plea agreement, the
Gilberts were sentenced to 15 years’ probation each, with one year of community
control, and ordered to pay more than $770,000 in restitution and investigative
costs. They were adjudicated guilty on charges of workers’ compensation fraud
and grand theft in the first degree.
The Gilberts would have
collected more than $1.4 million in insurance payments, if they had not been
stopped in following through on a lawsuit for an additional $700,000.
In surveillance video
collected during the investigation, Bruce Gilbert was filmed carrying a gun and
driving, but in an interview with investigators he said he read “baby books” and
that he rarely ventured far from home. He was arrested while playing in a golf
tournament, and his wife was taken into custody at a local bingo hall.
The Good Morning America
report noted that the department’s Division of Insurance Fraud leads the nation
in insurance fraud convictions, according to a recent study issued by the
Coalition Against Insurance Fraud.