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Consumer Alert:

03/23/2005

*GALLAGHER REMINDS FLORIDIANS THAT BLUE TARP REPLACEMENT IS A COVERED REPAIR UNDER HOMEOWNERS POLICIES *

 

 

CONTACT:      
Tami Torres or Bob Lotane
(850) 413-2842
TALLAHASSEE—Florida's Chief Financial Officer Tom Gallagher today alerted Floridians who are still waiting to have their roofs replaced and repaired that costs for replacing temporary blue tarps are reimbursable by their insurance company.  Because of the widespread damage caused by the four hurricanes that crossed the state last year, Florida is now facing a shortage of available contractors to repair all of the property damage caused by the storms.
 
 "As we enter the spring season in Florida, we are seeing the sun get stronger and the heavy rains are starting," said Gallagher.  "Many of our neighbors, unfortunately, have had these tarps on their roofs for over six months, and the tarps may be getting worn or loose and will provide less protection from UV rays or water.  While we want storm victims to get a real roof over their heads as soon as possible, we at least want the tarps they have to be in good shape while they wait." 
 
 Gallagher said homeowners policies approved in Florida require insurance companies to pay reasonable costs incurred by homeowners for necessary measures to protect covered property from further damage, including purchasing and installing the tarps.  Gallagher added that homeowners should not risk injury trying to replace the tarps because materials and labor costs are reimbursable. 
 
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