Questions you should ask your agent or insurance company?

Purchasing an Annuity - Checklist

Questions to ask an agent or agency when considering the purchase of an annuity.

English 392KB 2010

Spanish 392KB 2010

What is the guaranteed minimum interest rate?
Are there additional charges included in my premium?
What are the surrender charges or penalties if I to withdraw my money early or withdraw all of my money?
How many years will I be subject to surrender charges?
Can I make partial withdrawals without paying charges or penalties or losing earned interest?
Does my annuity waive surrender charges if I am confined to a nursing home or diagnosed with a terminal illness?
What are my income options when my annuity reaches maturity date?
What is my death benefit?
Can the annuity or interest decline in value?
What is your commission?

For additional information visit the Insurance Library or call 1-877-MY-FL-CFO (1-877-693-5236)