Accounting and Auditing
Accounting and Auditing carries out the Chief Financial Officer's constitutional duty to "settle and approve accounts against the state" by monitoring the expenditure of all appropriated public funds. The Division pays all the state’s bills, including employees’ salaries, payments for goods and services used by state agencies and benefit payments, promotes financial accountability throughout state government by providing information about its fiscal soundness, and investigates allegations of waste, fraud and abuse of taxpayers’ money.
 

Administration
The Director's Office supervises the bureaus of Personnel Management, General Services, Financial & Support Services and the Office of Budgeting, coordinating administrative support to the Department of Financial Services. The division develops and coordinates all activities related to financial matters, providing personnel services; mail services; printing services; purchasing services; security, employee safety and emergency evacuation; employee awards programs; telephone receptionist; facilities acquisition; maintenance and renovation; recycling; and parking.
 

Agent & Agency Services
The Division helps protect the insurance-buying public by licensing competent and trustworthy individuals and entities, and by promptly investigating alleged violations of the Florida Insurance Code and Administrative Rules by licensees or those who operate without a license. 
 

Consumer Services
Consumer Services helps consumers make informed insurance and financial decisions through consumer assistance and mediation with insurance agencies, financial institutions, mortgage brokerages, securities dealers, consumer finance companies, and for-profit providers of pre-need funeral and cemetery services and merchandise. Community education programs throughout the state, informative consumer guides, specialists on the toll-free Consumer helpline, and online assistance give the public resources for financial literacy.  
 

Funeral & Cemeteries
The Division of Funeral, Cemetery and Consumer Services regulates for-profit cemeteries, preneed funeral sales, funeral establishments and funeral directors and embalmers. Regular audits and inspections ensure consumers’ investments are handled properly.
 

Division of Information Systems
The Division of Information Systems (DIS) plans, develops, manages and operates the information technology resources for the Department of Financial Services Office of Insurance Regulation and Office of Financial Regulation.
 

Office of Inspector General
Section 20.055 (2), Florida Statutes, provides that the Office of Inspector General is established in each state agency to provide a central point for coordination of and responsibility for activities that promote accountability, integrity and efficiency in government. Investigations are designed to detect, deter, prevent and eradicate fraud, mismanagement, misconduct and other abuses in state government. The major responsibilities of the OIG include investigations, audits, reviews, consulting and technical assistance activities.
 

Insurance Consumer Advocate
The Insurance Consumer Advocate is committed to finding solutions to insurance issues facing Floridians, calling attention to questionable insurance practices, promoting a viable insurance market responsive to the needs of Florida’s diverse population and assuring that rates are fair and justified.
 

Insurance Fraud
The Division of Insurance Fraud enforces the criminal laws of Florida in relation to insurance transactions.  Investigators are certified law enforcement officers with the authority to bear arms and make arrests.  The division serves and safeguards the public and businesses in Florida against acts of insurance fraud and the resulting impact those crimes have on taxpayers, personally and financially. 
 

My Safe Florida Home Program
Our mission is to help Floridians learn how to harden their homes to better protect themselves and their families from windstorm damage. The My Safe Florida Home program offers eligible homeowners free wind inspections from qualified hurricane mitigation inspectors.
 

Rehabilitation and Liquidation
When appointed as a Receiver for impaired or insolvent insurance companies, Rehabilitation’s mission is to manage insurance receiverships to maximize value to claimants and the public. In Liquidation, the company’s net value is ascertained, all viable assets are recovered and distributed to claimants. 
 

Risk Management
The Division of Risk Management ensures that participating state agencies receive quality workers’ compensation, general liability, federal civil rights, employment discrimination, auto liability, and property insurance coverage at reasonable rates, by providing self-insurance, purchase of insurance, claims handling, and technical assistance in managing risk.
 

State Fire Marshal
The responsibility for minimizing loss of life and property due to fire in Florida is the duty of sworn law enforcement personnel, crime intelligence analysts and civilian support including detection, apprehension, and aid in prosecution of those who commit arson, insurance fraud, and other related crimes.
 

Treasury
The Treasury pays all state warrants (checks), keeps detailed records of all transactions involving the state’s money and produces substantial revenue for the state through short and intermediate-term investments.  The Treasury performs cash management and custodial services for assets of the state and administers the deferred compensation program for state employees.
 

Unclaimed Property Bureau
Florida's Unclaimed Property program holds more than $1 billion in unclaimed property - mostly from dormant accounts in financial institutions, insurance and utility companies, safe deposit boxes and trusts.  Unclaimed money goes into the State School Fund for public education. Attempts are made to locate missing property owners, and rightful owners and heirs can claim property at any time at no cost.
 

Workers' Compensation
Workers’ Comp ensures prompt, accurate benefit payments and appropriate and timely services to injured workers to facilitate their gainful re-employment at an equitable cost distribution to employers, in support of a viable workers’ compensation marketplace. The Division enforces workers’ compensation laws; collects, evaluates, and disseminates data; informs all parties of their rights and responsibilities; and assists in resolving claims.