Welcome to the Division of Risk Management

The mission of the Risk Management Program is to ensure that participating State of Florida agencies receive technical assistance in managing risk, and quality workers’ compensation, liability, federal civil rights, automobile liability, and property insurance coverage at reasonable rates by providing self-insurance, purchase of insurance, and claims administration.

The Bureau of Risk Financing and Loss Prevention provides administrative support to the Division of Risk Management, including the cash management for the Division’s $188 million annual budget, calculation of casualty and property premiums for the Division’s customers, monitoring the Division’s contracts, and providing data management and IT support.  The Bureau also contains the Loss Prevention Section which provides training and consultative services to agency safety coordinators, conducts agency loss prevention and safety program reviews, monitors agency return-to-work programs and provides administrative support to the Interagency Advisory Council on Loss Prevention.

The Bureau of State Employee Workers’ Compensation Claims is responsible for the administration of all workers’ compensations claims filed by state employees and volunteers who are injured on the job. The Bureau typically receives approximately 14,000 new claims each year and is primarily responsible for ensuring that covered individuals receive timely benefits, while safeguarding the State from instances of fraud, waste, and abuse.

The Bureau of State Liability and Property Claims is responsible for the investigation and resolution/settlement of liability and property claims involving or against state agencies and universities. Coverages provided by the Division include the following types:

• Property
• General Liability
• Fleet Automobile Liability
• Federal Civil Rights/Employment Discrimination
• Court Awarded Attorney Fees