The Receiver has created the below unearned premium calculator to allow American Keystone residential policyholders to verify how their unearned premium calculation was derived. If you are able to input data into the yellow boxes below including your normal policy terms, the policy cancellation date, the amount of your total annual premium, the amount of paid policy fees (MGA fees, Emergency Management fees, Citizens/FIGA assessments' and payment plan fees) you should be able to verify the calculation on the refund check you received.
Note: This calculator should work for the majority of the residential policy refund calculations. However, if you had a policy endorsement during your policy period that either increased or deceased your annual premium, additional calculations had to be made by the Receiver to calculate your refund. You might also find slight differences in the amount of your refund check versus the calculated amount due to rounding within the company's policy system.
This unearned calculator will not work for the commercial condominium policies. If you need assistance with the calculation of a commercial condominium policy, you will need to contact the Receiver using the "Contact Us" form or by calling 800-882-3054.