Submitting Surety Bonds to the Department
If your license requires you to maintain a surety bond on file with the Department (e.g. title agency, surplus lines agent, public adjuster)
then you must submit the original bond. Copies
are not accepted and can delay your application or make you noncompliant
in maintaining your license. Additionally, you need to be sure that the
bond you submit is complete with all information provided on the bond.
Health Agent Soliciting Before Appointed
The Florida Insurance Code allows a Florida licensed
health agent who is appointed with at least one health insurer to solicit health insurance on
behalf of a health insurer for which he or she is not yet appointed, provided the agent
simultaneously requests (along with the submission of the application) that the insurer appoint
the agent. No commission may be paid to the agent until the new appointment is effectuated by
the Department. The two statutes referenced below allow an insurer to provide to such agent, and for such agent to possess,
applications and solicitation materials from the insurer which has not yet appointed the agent.
626.342(1), Florida Statutes]
Every insurance agency transacting insurance business in Florida must be licensed, if it is not already.*
Florida law requires all licensed agencies to renew their license every three years. Florida law does not require registered agencies
to renew their registration or title agencies to renew their license. Agency licenses must be renewed online through
Log in using the agency's login account information. Once logged in, select
"Renewal" and proceed with the renewal process. There are no fees to renew an agency license.
You will be able to print out your new agency license certificate
immediately, which you will need to place prominently in the
agency location. We e-mail reminders to the e-mail address on file
for the agency 90 and 30 days prior to the agency license
expiration, which is another important reason to make sure you keep
your e-mail address current through MyProfile. Failure to do so can
prevent you from receiving important information from us and could
lead to an address violation and fine or the expiration of your
*Some agencies were registered during the implementation of the agency licensure law.
Bail Bond Collateral
Collateral accepted to secure a bail bond must be returned to the person who
provided that collateral when the liability on the bail bond has been
If the bail bond is forfeited, the collateral may be used to pay the amount of the bond to the court. Any excess collateral must be returned to the owner at that time. If this requires the collateral to be converted to cash, then the person who provided the collateral must be given at least ten
(10) days notice of the bail bond agent's intent to convert the collateral to cash. This time period is to allow the person to pay the amount due prior to the collateral being converted and having the original collateral returned.
If the court orders a remission of the bond forfeiture, then the funds used to satisfy that forfeiture must be returned to the owner.
Failure to adhere to the requirements of this statute may result in the bail bond agent being charged with a felony of the third degree. In addition,
Florida law compels the Department to impose a penalty of five (5) times the dollar amount of the collateral to anyone violating the collateral requirements.
648.571(4), Florida Statutes]