TYPE AND CLASS:
Common Use(s) of License:
A "public adjuster" is any person, except a duly licensed attorney at law as exempted under s. 626.860, who, for money, commission, or any other thing of value, prepares, completes, or files an insurance claim form for an insured or third-party claimant or who, for money, commission, or any other thing of value, acts on behalf of, or aids an insured or third-party claimant in negotiating for or effecting the settlement of a claim or claims for loss or damage covered by an insurance contract or who advertises for employment as an adjuster of such claims. The term also includes any person who, for money, commission, or any other thing of value, solicits, investigates, or adjusts such claims on behalf of a public adjuster.
Related Florida Statutes:
STEPS TO OBTAIN RESIDENT PUBLIC ADJUSTER LICENSE:
Step 1 - You must be:
- A natural person at least 18 years of age.
- A resident of Florida or maintain a principle places of business in Florida.
- A United States citizen or legal alien who possesses a work authorization
from the United States Immigration and Naturalization Services. [Click
here for more information]
Step 2 - Must have the following prerequisite(s) before applying:
- Completed the public adjuster apprenticeship. You must complete the Employment Report Form verifying you have satisfied the employment requirement set forth in Florida Statute 626.8541 and 626.8651. [Click here for Employment Report Form] [Requires State Examination]
- Previously held an All Lines or Property & Casualty Public Adjuster license (3-20, 3-44, 73-20, or 73-44) and appointment in the state of Florida. [Requires State Examination]
- Currently hold an All Lines or Property & Casualty Adjuster license (5-20, 5-44,75-20, 75-44, 6-20, 6-44, 7-20, or 7-44) and appointment in the state of Florida (on a continual basis) for the past year. [Requires State Examination]
- File an original fifty thousand dollar ($50,000) surety bond, using a bond form
provided by the Department. [Click here for Bond Form]
Step 3 - Apply:
Step 4 - Send prerequisite(s) to department:
- Send prerequisite(s) in Step 2 (original bond, bond form, and employment reports, if applicable) to the Bureau of Licensing.
Department of Financial
Bureau of Licensing, Room 419
200 East Gaines
Tallahassee, FL 32399-0319
Step 5 - Fingerprints:
Step 6 - Status notification(s):
- Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under
the pending license type.
Step 7 - Must Pass the Examination:
- Upon approval, an email will be sent to you directing you to check your
messages in your MyProfile account. Messages are where you may view your
notifications from the department, such as an authorization for an examination.
Follow the message's instructions to schedule the examination.
[Click here for the Exam Information page]
Step 8 - Print license:
- Once all the above steps have been satisfied, the department will send your
approval by email. You may then go to your MyProfile account and print your license.
Note: If you are required to take an
examination, you will not be able to print your license until the department has
received a passing result from the testing vendor.
- Attorneys at law duly licensed to practice law in the courts of this state,
and in good standing with The Florida Bar are exempt from having to obtain a
license per s. 626.860, Florida Statutes . Note: This does not exempt
attorneys from the state examination if an adjuster license is applied
- Upon licensure a public adjuster must be appointed in his or her own name,
or by a public adjuster or a public adjusting firm. A public adjuster can only
have one appointment.
- Can not hold more than one adjuster license at a time.