Civil Remedy, also known as "Bad Faith," allows an individual to sue an insurance company for damages and to recoup court costs and attorney's fees. In order to use this law, the person or their attorney, must submit a Civil Remedy Notice to the Department of Financial Services (DFS) and the insurance company at least 60 days prior to filing suit. This Notice must be submitted to DFS by using the DFS Civil Remedy website and then sent to the insurance company.
The information on the form includes: the statutory provision which the insurer allegedly violated, the facts and circumstances giving rise to the violation, and the name of any individual(s) involved in the violation of Florida Statute 624.155.
To submit a new Civil Remedy Notice of Insurer Violation or to update a filing, visit https://apps.fldfs.com/CivilRemedy/Default.aspx.
The insurance company is required to notify the DFSDepartment of Financial Services by using the comments field on the Civil Remedy website when the matter is settled or when the courts have made a determination. No correspondence, including dispositions, sent to the DFSDepartment of Financial Services will be attached to a specific civil remedy record.
To search for existing Civil Remedy Notice of Insurer Violations, visit
https://apps.fldfs.com/CivilRemedy/SearchFiling.aspx.