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A life insurance policy allows you to set aside money now to provide a measure of financial security for your family upon your death. It can help your family meet the financial needs previously covered by your income.
An annuity is a series of payments that acts similarly to a savings plan to provide primary or supplementary retirement income. An insurance company pays annuity benefits while you are alive (except for fixed-period annuities).
Answers common questions buyers have regarding the purchase of an annuity.
English 1.5MB 2008
Questions to ask an agent or agency when considering the purchase of an annuity.
English392KB 2010
Spanish 392KB 2010
When considering purchasing an annuity, it is important that you understand your needs and the products that are available to meet them. This guide is designed to point out the differences between life insurance and annuities as investments, and how to find the plan that is right for you.
English 7.7MB 2008
Spanish 7.7MB 2008
Viatical settlements provides a life insurance policyholder a cash benefit for a life policy before the death of the insured. This booklet helps define terms used in such settlements and offers guidelines to see whether such an investment is right for you.
English1.5MB 2006
