jump to home menu jump to vertical menu jump to content jump to footer
Division of Agent and Agency Services
  

NON-RESIDENT surplus lines LICENSE

TYPE AND CLASS:
91-20 Surplus Lines


Common Use(s) of License:

To handle placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent.

Related Florida Statutes:

626.914 & 626.9272


STEPS TO OBTAIN NON-RESIDENT 91-20 SURPLUS LINES LICENSE:

Step 1 - You must be:

  • A natural person at least 18 years of age.
  • A non-resident of the state of Florida.
  • A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]
  •  

Step 2 - License Required:

  • Be licensed and appointed as a Florida non-resident general lines insurance agent (Type & Class 9-20)

  • OR
  • Be licensed and appointed as a Florida managing general agent (Type & Class 00-60)

  • OR
  • Be licensed and appointed as a Florida service representative (Type & Class 00-55)

  • AND
  • Hold a license as a resident surplus lines agent license in the state of residence.

Step 3 - Must have the following prerequisite(s) before applying:

Step 4 - Apply:

Step 5 - Prerequisite:

  • Proof of your prerequisite, as indicated in Step 2, is verified through the National Association Insurance Commissioners (NAIC). In the event that your license can not be verified, the Bureau may request a Letter of Certification from your home state to verify you are licensed. The Letter of Certification can be obtained from your home state and it must be dated no earlier than 30 days of your date of application.

    Mail to:
    Department of Financial Services
    Bureau of Licensing, Room 419
    200 East Gaines Street
    Tallahassee, FL 32399-0319

Step 6 - Fingerprints:

  • You must submit fingerprints to the Bureau. Instructions for fingerprinting can be found by clicking here.

Step 7 - Status notification(s):

  • Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 8 - Examination:

Disregard this step if you are not required to take an exam.

  • Upon approval, an e-mail will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may print your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.
    [Click here for the Exam Information page]

Step 9 - Print license:

  • Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license.

  • Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.

Special Note:

Surplus lines agents must appoint themselves after getting licensed.  To do this:

  1. Log in to your MyProfile account.
  2. Select the "Access eAppoint" link on the right.
  3. If you have never used eAppoint, you must first register and will need to select "Register to become an appointing entity".
  4. Once you have completed step #2 or #3 above, you will be able to select "New Appointment" in the eAppoint Workbench. Once "New Appointment" has been selected, follow the on screen instructions and pay the $150 appointment fee to complete your self-appointment. Note: This appointment will need to be renewed during your birth month 2 years after the initial appointment effective date, and every 48 months after, to maintain this license.

FSLSO MEMBERSHIP:
Any individual, licensed as a surplus lines agent under §626.927 and §626.9272, Florida Statutes, shall be deemed a member of the Florida Surplus Lines Service Office (FSLSO), a not-for-profit, self-regulating association. Upon receiving your Florida Surplus Lines License, you will need to complete a New Agent Membership form by visiting: https://slip.fslso.com and selecting "Register".

ALL NONRESIDENT SURPLUS LINES APPLICANTS MUST TAKE THE FLORIDA EXAM.

Throughout the existence of the Florida non-resident license, maintain the existence of the required home state licenses.

    This license can not be held with the following licenses:
  • 0-93 LIFE (FOREIGNMILITARY)
  • 9-21 NON-RESIDENT MVPD & MECH BREAKDOWN
  • 9-30 NON-RESIDENT MORTGAGE GUARANTY
  • 9-32 COMMUNICATION EQUIPMENT
  • 9-33 NON-RESIDENT INDUST FIRE OR BURGLARY
  • 9-40 NON-RESIDENT CUSTOMER REPRESENTATIVE
  • T9-40 NON-RESIDENT CUSTOMER REPRESENTATIVE
  • T91-20 NON-RESIDENT SURPLUS LINES