Licensure & Compliance

NON-RESIDENT GENERAL LINES INSURANCE AGENT

TYPE AND CLASSES:

• 9-20 General Lines Insurance (Property, Casualty, Surety, Marine, Health and Miscellaneous Lines)

Florida Statutes 626.015 defines a “General Lines Agent” as an agent transacting any one or more of the following kinds of insurance: property, casualty, surety, health and marine and miscellaneous lines.

Florida Statutes 624.604 defines “PROPERTY INSURANCE” as insurance on real or personal property of every kind and of every interest therein, whether on land, water, or in the air, against loss or damage from any and all hazard or cause.

Florida Statutes 624.605 defines “CASUALTY INSURANCE” as insurance against vehicle, liability, workers’ compensation and employer’s liability, burglary and theft, personal property floater, glass, boiler and machinery, leakage and fire extinguish equipment, credit, credit property insurance, malpractice, animal, elevator, entertainments and other miscellaneous lines.

Application Qualifications:

• Complete an online application for License and submit appropriate fees. Apply for license
• At the time of application for license and throughout the existence of the Florida nonresident license, hold a license as a resident general lines agent license in the state of residence.
• Be a natural person at least 18 years of age.
• Must not be a resident of the state of Florida.
• Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services.
• Be fingerprinted on cards provided by the Florida Department of Financial Services. Two fingerprint cards are mailed to the applicant.
• Requirements for applicants with prior criminal history (Click Here)

Special Notes

Can only solicit the specific lines of authority that are held in the resident state.

This License shall not be issued to any individual who is employed by any insurer as a service representative or who is a managing general agent in any state, whether or not also licensed in another state as an agent or broker

Multi-State Exposures. A person who is not a resident of Florida who sells, solicits, or negotiates a contract of insurance for commercial or residential property and casualty risks to an insured with risks located in more than one state insured under that contract, provided that the person is otherwise licensed as an insurance producer to sell, solicit or negotiate that insurance in the state where the insured maintains its principal place of business or residency and the contract of insurance insures risks located in that state, is not required to be licensed as a producer in Florida. Example: Mary Smith, a licensed property and casualty producer in Ohio, sells an insurance policy to a business in Ohio that also has branch locations in Florida. If the branch locations in Florida are on the master insurance contract in Ohio, then Mary Smith is not required to be licensed in Florida.