Licensure & Compliance

RESIDENT INDEPENDENT ADJUSTER

TYPE AND CLASSES:

• 5-20 All Lines

• 5-21 Motor Vehicle Physical Damage and Mechanical Breakdown

• 5-24 Workers’ Compensation

• 5-40 Health

• 5-44 Property and Casualty

Florida Statutes 626.855 defines a “RESIDENT INDEPENDENT ADJUSTER” as any person who is self-employed or is associated with or employed by an independent adjusting firm or other independent adjuster, and who undertakes on behalf of an insurer to ascertain and determine to amount of the claim, loss, or damage payable under an insurance contract or undertakes to effect settlement of such claim, loss or damage.

Application Qualifications:

• Complete an online application for License and submit appropriate fees. Apply for license
• Be a natural person at least 18 years of age.
• Be a resident of the state of Florida.
• Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services.
• Be fingerprinted at one of the Department's fingerprint sites. Fingerprint locations and additional information
• If licensed in another state within three years, provide a Letter of Clearance.
• If an individual holds a general lines agent license and wish to add or convert over to an adjuster, you must apply online and submit the fees of $55. (No examination is required)
• Prior Criminal History Requirements (Click Here)

State Examination Qualifications

There are no required pre-licensing courses

   Exemptions from the State Examination

• An original letter from a regional post secondary institute awarding the Accredited Claims Adjuster (ACA) designation.
• An original letter from the Professional Career Institute awarding the Professional Claims Adjuster (PCA) designation.
• An original letter from the HurriClaim Training Academy awarding the Professional Property Insurance Adjuster (PPIA) designation.
• An original letter from the Association of Property and Casualty Claims Professionals awarding the Certified Claims Adjuster (CCA) designation.
• An original letter from the All Lines Training awarding the Certified Adjuster (CA) designation.
• An original letter from the American Institute for Property and Liability Underwriters certifying the licensee was awarded the Chartered Property and Casualty Underwriters (CPCU) designation and has been engaged in business the last 4 years.
• Currently licensed as a general lines (property and casualty) agent.
• Successfully Pass Florida Adjusters Examination

Special Notes

• Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license per Florida Statutes 626.860.
• An independent adjuster can only have one appointment.
• There are (24) hours of continuing education required. (2-ethics, 10-laws; 12-optional)