Licensure & Compliance

RESIDENT PERSONAL LINES AGENT

TYPE AND CLASSES:

• 20-44 Personal Lines Agent

Florida Statutes 626.015 (15) defines a “PERSONAL LINES AGENT” as a general lines agent who is limited to transacting business related to property and casualty insurance sold to individuals and families for noncommercial purposes.

Application Qualifications:

• Complete an online application for License and submit appropriate fees. Apply for license
• Be a natural person at least 18 years of age.
• Be a resident of the state of Florida.
• Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services.
• Be fingerprinted at one of the Department's fingerprint sites.Fingerprint locations and additional information
  
• If licensed in another state within three years, provide a Letter of Clearance.
• Requirements for applicants with prior criminal history (Click Here)

State Examination Qualifications

Must be completed within four years of application date

• Successfully completed a 52 hour insurance course for personal lines approved by the Department (Find Course); or
• Successfully completed a correspondence course AND have three months of responsible insurance experience approved by the Department. This course is offered by the University of Florida (352) 392-1711 (Find Course) and Qualification and Verification Form Link); or
• Successfully completed six months of responsible insurance duties as a licensed AND appointed Customer Representative or Limited Customer Representative in property and casualty insurance AND completing a 20 hour pre-licensing classroom course (Find Course);or
• Successfully completed six months of responsible insurance duties as a licensed AND appointed Service Representative in property and casualty insurance AND completing a 40 hour pre-licensing classroom course (Find Course);or
• Successfully completed three years of responsible insurance duties as a licensed AND appointed Customer Representative Qualification and Verification Form Link)

Exemptions for State Examination

• A letter of clearance indicating the licensee held a personal lines license for at least one (1) year in his/her home state and applying for a license within 90 days of becoming a resident of the State of Florida; or
• An original letter from the American Institute for Property and Liability Underwriters certifying the licensee was awarded the Chartered Property and Casualty Underwriters (CPCU) designation and has been engaged in business the last 4 years.