RESIDENT PERSONAL LINES LICENSE

TYPE AND CLASS:
20-44 Personal Lines

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Common Use(s) of License:

A general lines agent who is limited to transacting business related to property and casualty insurance sold to individuals and families for noncommercial purposes.

Related Florida Statutes:

626.015

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STEPS TO OBTAIN RESIDENT 20-44 PERSONAL LINES LICENSE:

Step 1 - You must be:

• A natural person at least 18 years of age.
• A resident of the state of Florida.
• A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]
  

Step 2 - Must have the following prerequisite(s) before applying:

• Successfully completed a 52-hour approved insurance course in all lines of property and casualty insurance. [Click here to find a course] [Requires State Examination]

OR
• Successfully completed a correspondence course in all lines of property and casualty insurance approved by the Department and having at least three (3) months of responsible insurance duties. [Click here to search for a course] [Click here to find the Qualification and Verification Form] [Requires State Examination]

OR
• Completed at least six months of responsible insurance duties as a licensed and appointed customer representative or limited customer representative and complete a 20 hour prelicensing classroom course approved by the Department. [Click here to find the Qualification and Verification Form] [Click here to find a course] [Requires State Examination]

OR
• Completed at least six months of responsible insurance duties as a licensed and appointed service representative and complete a 40-hour prelicensing classroom course approved by the Department. [Click here to find the Qualification and Verification Form] [Click here to find a course] [Requires State Examination]

OR
• Completed three years of responsible insurance duties as a licensed and appointed Customer Representative. [Click here to find the Qualification and Verification Form] [Requires State Examination]

OR
• Obtain and submit a Letter of Clearance indicating you held the equivalent line of authority license for at least one (1) year in your previous home state and apply for a Florida resident personal lines license within 90 days of requesting the Letter of Clearance from the previous home state. [Transfer of License] [Exempt from State Examination]

OR
• Have an original letter from the American Institute for Property and Liability Underwriters certifying you hold the Chartered Property and Casualty Underwriters (CPCU) designation. [Exempt from State Examination]

Step 3 - Apply:

• Answer all of the questions and pay the fees to complete online application.
  [Click here to review fees]
  [Click here to apply]
  [Fingerprinting fees are not included and must be paid directly to vendor]

Step 4 - Send prerequisite(s) to department:

• Send proof of prerequisite, as indicated in Step 2, to the Bureau.
  Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 20 days of your passing date. This does not include designations.
  
  Mail to:
  Department of Financial Services
  Bureau of Licensing, Room 419
  200 East Gaines Street
  Tallahassee, FL 32399-0319

Step 5 - Fingerprints:

• You must be fingerprinted at one of the department's fingerprinting sites.
  [Click here to view a list of authorized fingerprinting locations]

Step 6 - Status notification(s):

• Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 7 - Examination:

Disregard this step if you are not required to take an exam.

• Upon approval, an e-mail will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may print your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.
  [Click here for the Exam Information page]
  

Step 8 - Print license:

• Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license.


Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.

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Special Note:

This license can not be held with the following licenses:
• 0-93 LIFE (FOREIGN/MILITARY)
• 0-55 SERVICE REPRESENTATIVE
• 0-60 MANAGING GENERAL AGENT
• 2-21 MOTOR VEHICLE AND MECHANICAL BREAKDOWN
• 2-22 CREDIT PROPERTY
• 2-29 CREDIT
• 2-30 MORTGAGE GUARANTY
• 2-33 INDUSTRIAL FIRE OR BURGLARY
• 4-40 CUSTOMER REPRESENTATIVE
• 4-42 LIMITED CUST REPRESENTATIVE