Division of Agent and Agency Services
Protecting the Insurance-Buying Public by Licensing Competent and
Trustworthy Individuals and Entities and Expeditiously Investigating
Alleged Violations of the Florida Insurance Code
Licensure & Compliance
RESIDENT SURPLUS INSURANCE AGENT
TYPE CLASSES:
-
1-20 Surplus Lines Insurance
Florida Statutes 626.927 defines a “SURPLUS LINES AGENT” as an individual
licensed to handle placement of insurance coverages with unauthorized
insurers and to place such coverages with authorized insurers as to
which the licensee is not licensed as an agent.
Application Qualifications:
- Complete an online application for License and submit appropriate
fees.
Apply for license
- Be a natural person at least 18 years of age.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien who possesses a work
authorization from the United States Immigration and Naturalization
Services.
- Be fingerprinted at one of the Department's fingerprint sites.
Link directly to locations and additional information
- If licensed in another state within three years, provide a Letter
of Clearance.
- File a fifty thousand dollar ($50,000) bond, using a bond form
provided by the Department.
Form
Link)
- Be licensed and appointed as a Florida resident general lines
insurance agent (Type & Class 2-20); or
- Be licensed as a Florida licensed and appointed resident managing
general agent (Type & Class 00-60); or
- Be licensed as a Florida licensed and appointed resident service
representative (Type & Class 00-55); and
- Requirements for applicants with prior criminal history
(Click Here)
State Examination Qualifications (Must be completed within
four years of application date):
- Successfully completed 60 hours of approved insurance course
work in surplus and excess lines insurance approved by the Florida
Department of Financial Services
(Find Course): or
- Have worked for a minimum of one year in responsible insurance
duties as a full-time bona fide employee of a licensed and appointed
surplus lines insurance agent
Qualification
and Verification Form Link); or
Exemptions for State Examination
A letter of clearance indicating the licensee held a property and
casualty and surplus lines license for at least one (1) year in his/her
home state; and apply for this license within 90 days of becoming a
resident of the State of Florida.