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Division of Agent and Agency Services
  

Reciprocity List for Resident Licensure for Applicants Requesting Waiver of Prelicensing Course Requirement when Applying for Resident Life, Variable Annuity and Health

The 1992 Florida legislature enacted legislation which permits an applicant for licensure as a Florida resident life and variable annuity and/or health agent to exempt Florida's 40-hour prelicensing educational requirement if, within the four (4) year period prior to filing their application for resident license, the applicant held a resident license in life and variable annuity and/or health insurance in another state. Please refer to Sections 626.7851(3) and 626.8311(3), Florida Statutes.

In order to qualify for this exemption, the applicant's former state of residence must be willing to grant reciprocal treatment to licensees formerly licensed in Florida. This statute applies only to life and variable annuity and/or health insurance agents. It does not apply to applicants requesting licensure for property and casualty insurance.

STATES WITH FULL RECIPROCITY

Alaska Iowa North Carolina
Arizona Kansas Ohio
California Maine Oklahoma
Colorado Michigan Pennsylvania
Connecticut Minnesota South Dakota
Delaware Mississippi Utah
Idaho Missouri Wyoming
Illinois Nebraska  
Indiana New Jersey  

STATES WITH NO RECIPROCITY

The following states cannot waive the prelicensing requirement. Applicants applying for resident licensure must comply with Florida's prelicensing requirements.

Arkansas New Mexico
District of Columbia (DC) New York
Georgia South Carolina
Hawaii Tennessee
Kentucky West Virginia
Louisiana Wisconsin

STATES WITH CONDITIONAL RECIPROCITY

Alabama,
Montana,
North Dakota
The application for a resident life, health and variable annuity license in Florida must be received within 12 months of the date they were last licensed in their former state of residence
Rhode Island,
Texas,
Vermont
The application for a resident life, health and variable annuity license  in Florida must be received within 24 months of the date they were last licensed in their former state of residence.
Virginia The application for a resident life, health and variable annuity license in Florida must be received within 12 months of the date they were last licensed in their former state of residence.  The Virginia license must have been held for 1 year. Documentation of 1 year of licensure in Virginia must accompany the Florida application.
Washington The application for a resident life, health and variable annuity license in Florida must be received within 90 days of the date they were last licensed in their former state of residence. The Washington license must have been held for at least 2 years.
Maryland, Massachusetts The application for a resident life, health and variable annuity license in Florida must be received within 3 years of the date they were last licensed in their former state of residence
Nevada The applicant must have been licensed as an agent for the type and class applied for in 10 of the last 15 years or has been employed by an insurer for at least 10 years.
New Hampshire The applicant must have been licensed for the type and class applied for in 3 out of the last 5 years preceding the application for resident licensure.
Oregon The applicant must have held an active license for a period of 3 years ending within 2 years of the date of application to Florida.