servicemembers can protect their credit with credit alerts

While on active duty, your identity can be at risk. Protect yourself from harm by utilizing the following credit alerts provided by the Fair Credit Reporting Act (FCRA).

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          Financial Frontlines Logo Florida Office of Financial Regulation Enforces Military Lending Act

          The Military Lending Act (MLA) was created to protect servicemembers from financial hardship posed by predatory lending. Amendments to the MLA will authorize the Florida Office of Financial Regulation (OFR) to enforce the provisions of the MLA on a statewide level. OFR will have the authority to deny a license or take disciplinary action against state-licensed financial institutions, consumer finance lenders, payday lenders and vehicle title lenders. If OFR investigates and determines that a lender has violated the terms of the MLA, it may take legal actions to seek remedies for the violation. For more details on OFR’s authority to enforce the MLA, you may read SB 626 in its entirety at the following link: Bill/2016/0626/BillText/er/PDF.

          Financial Frontlines Resource Guide Review our Resource Guide for in depth information on credit and debt, credit score, predatory lending, the Servicemember Civil Relief Act and more.

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